An Post Money
Benefit from 0% interest on balance transfers for 12 months or 0% interest on purchases for 9 months, no set-up fees and flexible limits.
The An Post Money Credit Card offers a choice between two market-leading deals: 0% interest on balance transfers for 12 months (Classic Card), or 0% on purchases for 9 months (Flex Card). Both cards come with no set-up fees and a government stamp duty of €30 per year. Credit limits are based on personal financial review, and up to three extra cardholders can be added for free. These features are particularly attractive for those looking to manage existing debt or make larger purchases without worrying about high early interest charges.
How to Apply for An Post Money Credit Card
Start by ensuring you are over 18 and a resident of Ireland. Gather an up-to-date passport, driving licence or age card as identification.
Complete the quick eligibility check and application process online. Upload your documents securely through the digital Document Centre.
Your information and repayment ability will be evaluated to determine your personalised credit limit. There is no need to post any documents.
Once approved, your card and details will be sent promptly. Remember, pay at least the monthly minimum and stay within your limit to keep promotional rates.
Manage your card, payments and alerts easily via the dedicated app, including the option to freeze/unfreeze your card instantly if needed.
Pros of An Post Money Credit Card
The introductory 0% interest rates either on balance transfers or on purchases stand out compared to standard cards.
No set-up fees add genuine value, making it easy to switch or try the service risk-free. Even extra cardholder options are free.
Cons of An Post Money Credit Card
While the €30 annual stamp duty is a national requirement, it still adds cost for the cardholder across all Irish credit cards.
Some may find the online-only document upload process less convenient if they’re not familiar or comfortable with digital submissions.
Nosso veredicto
An Post Money Credit Cards provide outstanding introductory rates and flexible features, making them a top contender in the Irish market for savvy, budget-focused spenders.
The no set-up fees, dedicated customer support and award-winning reputation make this card offer a worthy choice for those seeking a great deal in Ireland.
