Revolut
Up to €10,000 credit limit, flexible repayments, 0% interest for 3 months. Earn RevPoints with every €1 spent and redeem for airlines, gift cards and more.
The Revolut Credit Card is now available to Irish residents seeking a modern credit card with extra flexibility. Applicants can request a limit up to €10,000 and find out if they’re approved within minutes using the app. There’s 0% interest for purchases and balance transfers over the first three months, provided you meet minimum repayments. After that, variable interest rates apply.
How to Apply for the Revolut Credit Card
- Open the Revolut app and access the credit card section.
- Request a credit limit suitable to your needs, up to €10,000.
- Receive a quick decision, usually within minutes.
- Order a free physical card or use your virtual card right away.
Pros of This Offer
Flexible repayment options are a highlight, letting you pay in full or in fixed instalments. Earn up to 1.5 RevPoints per €1 spent (on the Ultra plan), which can be exchanged for airline miles, gift cards, or hotel stays. The card features robust security, including instant freeze controls and virtual card details that refresh with every purchase.
Contras a considerar
After the initial 3-month zero-interest period, interest rates become variable and can rise to the representative APR of 17.99%. Only existing Revolut customers over 18 and resident in Ireland can apply. Credit limits and approval depend on strict lending criteria, so not everyone will qualify for the highest limit or best rates.
Veredicto
The Revolut Credit Card is an excellent choice for modern Irish consumers who value flexibility, rewards and digital-first banking. If you’re already with Revolut and want extra perks from everyday spending, it’s a competitive option. Be mindful, however, of potential costs once the intro period ends and ensure repayments suit your financial plans.
