Avant Money
Enjoy 0% on balance transfers for 9 months, 0% on purchases for 3 months, €150 cashback offer, and flexible credit limits with Avant Money One Card.
The Avant Money One Card stands out for its competitive balance transfer offer and flexible features suitable for Irish consumers. It is designed for those who want to consolidate existing card debt and benefit from introductory purchasing rates. With a promotional 0% APR on balance transfers for nine months and 0% on new purchases for three months, the One Card also provides 0% on money transfers for up to twelve months.
Customers who transfer a balance of at least €1,000 within 90 days qualify for a generous €150 cashback. The standard purchase APR is 22.9%, and credit limits are set based on your income, personal circumstances, and credit history. This card is a solid choice for those aiming to cut interest costs while enjoying some spending flexibility.
How to Apply Step by Step
- Check if you meet eligibility criteria – usually require proof of income and Irish residency.
- Gather your personal and financial details, including ID and proof of address.
- Begin your application online, filling in your information carefully.
- Submit any required documents for income and identity verification.
- Wait for approval and follow instructions to transfer balances if approved.
Key Advantages
One major benefit of the Avant Money One Card is the lengthy 0% balance transfer period, offering real savings when clearing existing debt. The €150 cashback after transferring €1,000 or more further sweetens the deal.
Additionally, the 0% purchase offer allows flexible spending on new purchases without immediate interest, making budgeting for big costs easier.
Possible Drawbacks
After the initial periods, the standard APR is higher than some competitors, so those who carry a balance beyond promotions will pay more.
To qualify for the cashback, a significant balance transfer is required, which may not suit those with smaller debts.
Our Verdict
The Avant Money One Card is an excellent choice for consolidating debt and enjoying short-term spending flexibility. It suits applicants seeking strong introductory rates and a valuable cashback perk.
If you plan to repay your balance within the promotional window, this card provides real value. For longer-term borrowing, always compare the standard APR with other options for best results.
