Avant Money
Enjoy up to €150 cashback, 0% interest offers, and up to 5% grocery rewards. Flexible limits up to €1,500. Great for shoppers and balance switchers.
Avant Money credit card offers stand out in Ireland for their strong combination of cashback, interest-free periods, and flexible limits. The Everyday+ card offers up to 5% cashback on groceries in the first year. After that, you still get 1% back, and there’s a cap of €25 per month. Meanwhile, the One Card targets balance transfers and new purchases with 0% interest for up to 12 months on certain offers. The Reward+ card pays up to €150 cashback and can refund 25% of interest on purchases every month. Typical credit limits go up to €1,500 with transparent interest rates from as low as 16.8% variable APR on most cards, although Everyday+ carries a higher rate at 20.8%. Conditions apply to each card, but a resident of Ireland over 18 can apply.
How to Apply for Avant Money Credit Card
Applying is straightforward:
1. Choose your preferred Avant Money credit card product.
2. Check your eligibility online using their dedicated checker tool.
3. Complete the online application form providing proof of ID, residency, and a recent bank statement.
4. Submit and await a response from Avant Money. If more information is required, you’ll be contacted by the team.
5. Once approved, your new card will be sent to you, ready for activation and use.
Principais vantagens
Among the main strengths is the tailored selection of each card for different customer needs. If you love supermarket shopping, Everyday+ gives back with meaningful monthly cashback. For those keen to save on balance transfers, the lengthy 0% introductory offers on the One Card help reduce existing debt. Meanwhile, regular spenders can appreciate the Reward+’s regular interest refunds and one-time cash bonus. All cards offer up to 56 days interest-free on purchases if paid in full and allow additional cardholders at no added cost.
Possíveis desvantagens
Not all transactions count towards cashback or 0% offers—be sure to review the exclusions. Cashback is capped, and the interest rates after promo periods climb above the Irish average, especially for cash withdrawals. Government stamp duty still applies, although Everyday+ refunds it. Each card is subject to a credit check, so approval is not guaranteed for all applicants.
Nosso veredicto
Avant Money provides a strong value package for Irish residents after a flexible, rewards-driven credit card. Its cashback and no-interest features are competitive. Just make sure your spending aligns with cashback rules to maximise benefits and avoid high post-offer rates.
