Qantas Money
Get up to 120,000 bonus Qantas Points, 0% interest for 12 months on balance transfers (3% BT fee applies), annual fee from $349, and travel perks.
The Qantas Money Platinum Card offer is ideal for those seeking substantial bonus points and travel perks. With a competitive 120,000 bonus Qantas Points, this credit card stands out for its generous rewards on eligible spend. The purchase interest rate sits at 20.99% p.a., with a $349 annual fee in the first year, increasing to $399 thereafter. New cardholders enjoy a 0% balance transfer rate for 12 months, with a 3% BT fee. Earn 1 Qantas Point per $1 spent up to $10,000 per statement, then 0.5 points per $1 thereafter.
How to apply for the Qantas Money Platinum Card
1. Confirm you’re an Australian resident aged 18 or over.
2. Prepare your photo ID, income documentation, and financial details.
3. Complete the online application form accurately with relevant details.
4. Submit your application and await approval—most are reviewed within a few business days.
5. Once approved, activate your new card and start using it for eligible purchases and balance transfers.
Key advantages of this card
The standout advantage is the substantial bonus—up to 120,000 Qantas Points, structured as 80,000 points after $5,000 spend in 90 days, plus a further 40,000 points if you haven’t held a Qantas points card in the past 24 months.
Additional benefits include up to 20% off Qantas domestic flights for you and up to 8 friends once per anniversary year, as well as complimentary international travel insurance, providing excellent value for frequent flyers.
Potential drawbacks to consider
The annual fee increases to $399 after the first year, which may be a consideration for those not maximising the card’s perks. The 0% balance transfer is for 12 months, with a 3% BT fee, after which the interest rate reverts.
The earn rate on Qantas Points is capped at $10,000 spending per statement, reducing to 0.5 points per $1 on further spend. Those with higher monthly outlays may want to factor this in.
Nosso veredicto
The Qantas Money Platinum Card is a strong choice for those who can take advantage of the rich Qantas Points offer and travel benefits. While the annual fee is on the higher side after year one, the inclusion of a high points cap, travel insurance, and domestic flight discounts make this a compelling card for committed Qantas Frequent Flyers. We recommend considering your spending and travel habits before deciding.
