BMO
Up to $2,400 in value with 70,000 VIPorter points and a round-trip companion pass, plus first year annual fee waived. Earn premium travel benefits and rewards.
Introducing the BMO VIPorter World Elite Mastercard®
The BMO VIPorter World Elite Mastercard® offers a striking welcome bonus: up to 70,000 VIPorter points and a round-trip companion pass valued at over $2,400. Plus, the $199 annual fee is waived for the first year, making this card an attractive deal for frequent travellers, especially those who fly with Porter Airlines.
Cardholders benefit from a rewards structure offering up to 4 VIPorter points per dollar spent on Porter purchases, and 2 points per dollar on groceries, dining, and hotel stays. The card also delivers annual rewards, travel insurance, and premium perks designed to elevate your travel experience. Interest rates stand at 21.99% on purchases and 23.99% on cash advances.
For eligibility, you need a personal income of at least $80,000 or a household income of $150,000, along with a good credit score. Canadian residency and meeting age requirements in your province are also conditions for approval.
Credit limit is determined at approval, based on your financial profile and qualifying criteria outlined by BMO.
How to Apply for the BMO VIPorter World Elite Mastercard®
1. Visit the official BMO application portal for the VISA World Elite Mastercard®.
2. Fill out the application form, providing personal, financial, and employment details. Ensure you meet the required income and credit score criteria.
3. Submit supporting documents as needed, such as proof of income or identification.
4. Review your application before submitting. Wait for a decision, which may arrive within minutes or, in some cases, a couple of business days.
5. If approved, your credit card will be mailed to your provided address. Activate and start enjoying your welcome offer!
Key Pros of the BMO VIPorter World Elite Mastercard®
One of the most significant pros of this card is its incredibly generous welcome bonus package, tailored for Porter Airlines customers. The waived first-year fee makes it even more appealing for newcomers.
You’ll benefit from valuable travel perks such as annual companion passes, priority airport services, lounge access, car rental savings, and a suite of insurance coverages for peace of mind while travelling.
Mogelijke nadelen om te overwegen
This card requires relatively high annual income, which can make it less accessible for some consumers. The standard annual fee after the first year, at $199, is also on the higher side.
It is best suited for travellers who frequently use Porter Airlines; those not loyal to Porter may find better value in alternative travel rewards credit cards with more flexible redemption options.
Verdict: Is the BMO VIPorter World Elite Mastercard® Right for You?
The BMO VIPorter World Elite Mastercard® provides tremendous upfront value topped with luxury travel perks, making it an outstanding choice for affluent Canadians who fly Porter frequently. The first year’s waived annual fee and huge welcome bonus create a low-risk opportunity to try the card.
If you travel regularly with Porter and want to maximize rewards and benefits, this card should be at the top of your shortlist.
