NAB
Earn up to 130,000 Qantas Points and $250 cashback. Suitable for those able to meet a $5,000 spend in the first 90 days. Minimum credit limit $15,000.
The NAB Qantas Rewards Signature Credit Card stands out with one of the largest Qantas bonus points offers in the market. Eligible applicants can earn up to 130,000 Qantas Points as well as a $250 cashback when opening a new card and meeting the spend conditions. The card requires a minimum $15,000 credit limit and a qualifying spend of $5,000 within the first 90 days. A solid credit history and ability to repay on time are necessary, as well as keeping the card open for over 12 months.
How to apply for the NAB Qantas Rewards Signature Card
1. Check eligibility for a minimum $15,000 credit limit and gather personal and financial documents.
2. Complete the online application accurately, providing all required information.
3. Submit documents as requested and await approval notification from NAB.
4. If approved, start using your card and reach the $5,000 spend in the first 90 days to qualify for bonus points and cashback.
Pros of the NAB Qantas Rewards Signature Card
This offer has huge appeal for frequent travellers, offering up to 130,000 Qantas Points—enough for a return flight internationally or several domestic journeys. The added $250 cashback is a standout bonus, making the initial period especially rewarding. Cardholders can also benefit from premium perks common to signature-level credit cards, such as travel insurance and purchase protection.
Cons of the NAB Qantas Rewards Signature Card
The relatively high minimum credit limit of $15,000 means it may not suit everyone, especially those looking for a lower limit. The required $5,000 spend within 90 days could also be steep for many Australians, so it’s essential to budget accordingly.
Additionally, bonus points aren’t available to applicants who have held any personal NAB Qantas Rewards Credit Card in the past 24 months. Be sure to review the fees and conditions before applying.
Verdict: Is the NAB Qantas Rewards Signature Card for You?
If you’re a frequent flyer aiming to quickly accumulate Qantas Points and benefit from extra cashback, this card is a solid choice—especially if you can manage the spend requirement. Just ensure the credit limit and annual fee align with your financial circumstances and travel habits before applying.
