Qantas Money Platinum Card
Enjoy up to 100,000 Qantas Points, 0% p.a. balance transfer for 12 months, complimentary travel insurance, and your first-year annual fee at $349.
Introducing the Qantas Money Platinum Card – a smart choice for those who want to earn big on Qantas Points and save on interest while enjoying value-added perks. The card offers up to 100,000 bonus Qantas Points: earn 60,000 points by spending $5,000 in the first 90 days, plus an extra 40,000 points if you haven’t earned Qantas Points with a credit card in the last 24 months. There’s a 0% p.a. balance transfer rate for 12 months (3% BT fee applies), perfect for consolidating existing card debt. The first-year annual fee is $349, reverting to $399 p.a. from the second year. Purchases attract an interest rate of 20.99% p.a., and the rewards rate is 1 Qantas Point per $1 spent (capped at $10,000 per statement, then 0.5 points per $1).
Come candidarsi: passo dopo passo
- Check your eligibility: good credit history, Australian residency, and required income.
- Prepare personal and financial info (ID, income, expenses).
- Complete the online application via the secure form.
- Submit documents if requested.
- Wait for approval notification and, if approved, activate your card once received.
Vantaggi principali
One of the strongest points of the Qantas Money Platinum Card is its generous sign-up offer of up to 100,000 Qantas Points, which can significantly boost your Frequent Flyer balance. The 0% balance transfer offer is attractive for those wanting to reduce interest on existing debt.
Additional benefits such as complimentary travel insurance and up to 20% off domestic Qantas flights for you and up to 8 friends per year add substantial value, making this card a smart option for regular travellers.
Potenziali svantaggi
The annual fee increases to $399 after the first year, which is on par with similar rewards cards but worth considering for value seekers. The 20.99% p.a. purchase rate means carrying a balance could get expensive quickly.
The full 100,000 bonus Qantas Points requires you to meet specific spend conditions and not have held a Qantas Points-earning credit card in the past 24 months, which may limit who can access the maximum offer.
Verdict: Is it Right for You?
If you clear your card balance every month and are seeking to maximise rewards for travel, the Qantas Money Platinum Card stands out with its impressive points offer, balance transfer deal, and extra perks. Travellers in particular will appreciate the additional discounts and included insurance. However, those concerned about annual fees or likely to hold a balance should factor these costs into their decision making.
