Bank of Melbourne
Score up to $500 cashback plus 6.99% p.a. on balance transfers for 12 months. Ideal for everyday shoppers wanting to save and streamline balances.
The Bank of Melbourne Vertigo Credit Card stands out with its tempting offer: up to $500 cashback on selected supermarket and petrol station spend. Plus, new approved applicants receive a low balance transfer rate of 6.99% p.a. for 12 months, providing the ideal opportunity to consolidate your existing debt. Conditions do apply, and remember the cashback applies only to purchases at eligible merchant categories.
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- Check you meet the eligibility and criteria for the offer
- Gather key documents including ID and proof of income
- Submit the online application form and request balance transfer if required
- Await approval and activate your card
- Start spending at selected stores for cashback
What We Like
One of the main attractions is the generous 10% cashback at supermarkets and petrol stations, up to a maximum of $500. The low 6.99% p.a. rate for 12 months on balances transferred is also a standout, helping you pay debt down faster.
What Could Be Improved
The cashback is only available at selected merchant types – purchases outside eligible supermarkets and fuel won’t count. Existing customers or recent cardholders are not eligible, reducing flexibility for loyal bank clients.
Notre verdict
The Bank of Melbourne Vertigo Credit Card is an attractive offer if you’re seeking rewards on daily essentials and want to tackle your outstanding credit card balance efficiently. However, its best suited to new customers who regularly spend at typical supermarkets and petrol stations.
