Avant Money
One Card offers 0% on money transfers for 12 months, 0% on balance transfers for 9 months, and a chance to earn €150 cashback. Great for flexibility.
The Avant Money One Card stands out for Irish consumers seeking an appealing blend of 0% introductory rates and rewarding cashback. With an introductory 0% on money transfers for 12 months, you can move funds affordably. Additionally, balance transfers are interest-free for 9 months, helping you consolidate debt efficiently. Purchases have a typical APR of 22.9%. Complete a €1,000 balance transfer within 90 days of account opening and you could earn €150 cashback, making this card ideal for those looking for flexible value.
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Applying is simple. Begin with gathering your financial details and checking eligibility. Complete the online application with personal information. Submit any requested documents and wait for approval. On approval, activate your One Card and consider transferring your balances to take advantage of the 0% offer. Remember to use your card wisely to maximise both savings and cashback opportunities.
Key Benefits
One major advantage of the Avant Money One Card is the generous 0% interest offer on money transfers for 12 months, giving you time to clear debt without extra costs. The €150 cashback incentive for a qualifying balance transfer is a valuable bonus, directly rewarding savvy users. Its versatility means you can use it for purchases, transfers, or even as a single card to manage different needs.
What to Consider
Keep in mind that after the initial promotional periods, rates revert to 22.9% APR for purchases and standard rates for other transactions. The cashback requires a minimum transfer, and not all transactions qualify. Always review full terms and consider your ability to clear balances before interest applies. Also, the card carries a government stamp duty of €30 annually, a standard in Ireland, so factor this into your cost calculations.
Notre verdict
The Avant Money One Card is an attractive choice for anyone looking to reduce interest payments on existing debts or benefit from initial spending flexibility. Its extended 0% offers and generous cashback, coupled with straightforward application, make it a solid pick. However, ensure you understand when the promotional periods expire to avoid higher costs later. For Irish consumers determined to get more out of their credit card, this option delivers a well-balanced mix of savings and convenience.
