Pay2day Payday Loans
Borrow up to $1,500 at $14 per $100 borrowed. No credit checks, fast approval, 1-2 hour e-transfer 24/7, available online and at 35+ Canadian locations.
Pay2day offers payday loans across Canada with quick access to cash online or in-store. You may borrow up to $1,500 per loan term, with a borrowing cost of $14 per $100 borrowed. Loan terms are flexible, up to 31 days, and you can benefit from fast 1-2 hour e-transfers. There are no credit checks, and approval is based on proof of income and other basic requirements.
How to Apply for a Pay2day Loan
Start your application by completing an online form or visiting any of their 35+ Canadian locations.
No paperwork is usually necessary; you simply need to verify your identity and income.
After submission, approvals are typically given within minutes, sometimes instantly if you apply online.
Funds are sent via e-transfer within 1-2 hours of approval, day or night.
The process is streamlined and intended to minimize hassle and waiting time.
Pros of Pay2day Loans
One major advantage is their 24/7 approval and funding, which is perfect for emergencies.
No credit checks are performed, so applicants with poor or no credit can still qualify.
Cons of Pay2day Loans
The cost of borrowing is higher than traditional personal loans, at $14 per $100 borrowed.
Loan terms are short, usually requiring repayment within a month of borrowing.
Notre verdict
If you need a quick cash advance and don’t want a credit check, Pay2day is a reputable choice.
However, the high cost makes it best reserved for urgent or emergency situations only.
