St.George Bank
St.George Amplify Rewards Signature offers up to 200k bonus points, earn rates up to 3 pts/$1, travel perks and a reduced $199 first-year fee.
Introducing the St.George Amplify Rewards Signature Offer
The St.George Amplify Rewards Signature card is currently promoting up to 200,000 Amplify Rewards Points for new cardholders. The card features a competitive earn rate of up to 3 points per dollar for international spend, and 2 points per dollar for everyday purchases, with a $199 annual fee for the first year ($295 ongoing).
Alongside a high points cap and uncapped rewards, cardholders enjoy two complimentary airport lounge passes yearly. The standard credit limit starts at $15,000, with eligibility based on creditworthiness. Interest rates and eligibility requirements should be confirmed directly with St.George.
You’ll also benefit from extensive insurances, access to the Visa Luxury Hotels program, Apple Pay and Google Pay support. With the potential to convert points to Velocity or redeem eGift cards, flexibility is a hallmark of this product.
As a limited-time offer, these bonuses often change, so acting quickly is recommended if you’re seeking to maximise your rewards and travel benefits.
How to Apply: Simple Steps
1. Check your eligibility: You must be over 18 and meet the credit limit and income criteria.
2. Gather required documents such as ID, proof of income and residency status.
3. Submit your application online and provide necessary details about your expenses and commitments.
4. Wait for your application to be processed. Verification checks on your employment or income may occur.
5. Upon approval, activate your card, make eligible purchases, and start earning your rewards.
Pros: Key Perks of This Card
The bonus up to 200,000 Amplify Rewards Points is a standout, especially as it can be redeemed for Velocity Points or up to $900 in eGift cards. The earn rate is also impressive, rewarding everyday spend at a high rate, and uncapped beyond the $10,000 threshold.
Other highlights include two complimentary lounge passes, comprehensive complimentary insurance, and access to exclusive Visa Luxury hotels, enhancing both your points-earning and travel experiences.
Cons: Considerations Before You Apply
The annual fee increases to $295 after the first year, which can be significant for some users. Also, after $10,000 spend per statement period, the points earn rate drops from 1 or 2 per $1 to 0.5, which may not suit high spenders seeking the highest possible earn rate on large transactions.
Approval requires a solid credit profile and a high minimum credit limit, which may exclude some applicants. Always review full terms and conditions before proceeding.
Verdict: Is the Amplify Rewards Signature Worth It?
For Australians chasing premium rewards, high points earn, and some first-year value with a lower annual fee, the St.George Amplify Rewards Signature ticks many boxes. The ongoing earn rate, insurance cover, and travel perks make it compelling, though prospective cardholders should assess spending patterns and long-term value versus the annual fee.
