Qantas Money
Enjoy up to 120,000 bonus Qantas Points and 0% p.a. on balance transfers for 12 months. Save up to 20% on Qantas domestic flights and benefit from complimentary travel insurance.
The Qantas Money Platinum Card offers an impressive bonus of up to 120,000 Qantas Points and a 0% p.a. balance transfer for 12 months with a 3% BT fee. Earn 80,000 Qantas Points by spending $5,000 in your first 90 days, with an additional 40,000 points if you haven’t earned Qantas Points from a credit card in the past two years. The annual fee is $349 for the first year, increasing to $399 in subsequent years. You get a strong earn rate of 1 Qantas Point per $1 spent, capped at $10,000 per statement period, then 0.5 points per $1. You’ll also have complimentary travel insurance and can save up to 20% on domestic Qantas flights for you and eight friends once per anniversary year.
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Check eligibility criteria – usually requires good credit and ability to pay the stated minimum income.
Gather required documents such as proof of income and identification.
Complete the online application form, providing accurate personal and financial information.
Submit the application for fast assessment by the provider.
If approved, you’ll receive details on activating your new card and bonus point conditions.
The Pros
The outstanding bonus of up to 120,000 Qantas Points significantly boosts your frequent flyer balance quickly. The 0% p.a. balance transfer offer for 12 months with a 3% fee helps manage existing card debt effectively. Save up to 20% on Qantas domestic flights and take advantage of complimentary travel insurance, adding more value.
The strong points earn rate on everyday purchases, and the high cap before the reduced earn rate kicks in, make it a strong choice for high spenders.
The Cons
The annual fee increases to $399 after the first year, which may be high for those who don’t use the benefits regularly. There is a 3% fee on any balance transfer, which can quickly add up depending on your transferred amount.
Once you exceed $10,000 spend per statement, your earn rate halves, which may impact heavy spenders who want to maximise points.
Verdict
The Qantas Money Platinum Card stands out for serious Qantas Points earners and those looking to transfer a balance. The hefty bonus, top perks, and complimentary travel insurance make it well worth considering – especially if you can maximise bonus points and ongoing card use. Budget for the annual fee to ensure the value works for you.
