Westpac
The Westpac Altitude Qantas Black card lets you earn up to 150,000 bonus Qantas Points, plus complimentary travel insurance and Qantas Club lounge access. Annual fee from $370.
The Westpac Altitude Qantas Black credit card stands out with up to 150,000 bonus Qantas Points when you meet eligibility conditions. A competitive annual fee of $295 applies, plus $75 per year if you opt into Qantas Points. Eligibility is subject to credit and income criteria, and lending terms apply.
Enjoy up to 2 Qantas Club lounge invitations per year and complimentary international travel insurance. The card offers an earn rate of 0.8 points per $1 spent, making it attractive for frequent Qantas flyers.
How to Apply
1. Check eligibility and gather your details such as income, expenses, and identification.
2. Apply online using the Westpac application portal, completing personal and financial information.
3. Submit the application and wait for approval. You’ll get a decision, often within minutes.
Ventajas
With one of the most substantial bonus points offers on the market, this card is outstanding for maximising points through everyday spend. Additional perks such as travel insurance and complimentary lounge passes significantly enhance its value for frequent travellers.
Contras
The annual fee, when combined with the Qantas opt-in fee, may be prohibitive for those looking for a low-cost card. Also, the earn rate of 0.8 points per $1 is slightly below premium American Express alternatives.
Veredicto
The Westpac Altitude Qantas Black credit card is a strong contender for points chasers and regular flyers. While its annual fee is higher than entry-level products, the benefits and bonus points could far outweigh the cost for high spenders and active point users.
