RBC Royal Bank
The RBC Avion Visa Infinite gives you up to 55,000 Avion points, travel flexibility, and a $120 annual fee. Insurance included. Earn points on everyday purchases.
RBC Avion Visa Infinite Credit Card Overview
The RBC Avion Visa Infinite provides a host of benefits perfect for frequent travellers and those seeking flexible rewards. The annual fee is $120, with a $50 fee for additional cards. You earn 1 Avion point for every dollar spent on everyday purchases and 25% more points on eligible travel-related expenses. The purchase interest rate is 20.99% and the cash advance rate stands at 22.99%.
Cardholders benefit from a generous signup bonus of up to 55,000 Avion points, equating to up to $1,100 in travel value—enough for up to three round-trip flights within Canada or to the U.S. The card also features comprehensive travel insurance, including emergency medical and trip cancellation coverage.
With this card, booking is straightforward: you can arrange travel with any airline, without blackout dates or seat restrictions. This flexibility is valuable for busy professionals and frequent flyers. The card is widely accepted, making it a solid choice for both everyday use and major purchases.
Cash advances are available, with a rate consistent with most premium cards in Canada. Regular card usage accrues substantial points, making it simple to accumulate rewards quickly. There are also valuable purchase security and extended warranty protections included for added peace of mind on your purchases.
The eligibility requirements are standard for a premium Canadian credit card. You must meet basic income thresholds and be a Canadian resident. Applicants will undergo a typical credit check during the approval process.
How to Apply For the RBC Avion Visa Infinite
1. Go to the RBC Royal Bank website and find the RBC Avion Visa Infinite card.
2. Click on the application button and fill out your personal and financial information.
3. Review all terms and conditions before submitting your application.
4. Submit your application online and receive an approval decision, typically within minutes.
5. If approved, your card will be mailed to you within a few business days, and you can start earning points immediately.
Advantages of the RBC Avion Visa Infinite
The first major advantage is the generous welcome bonus. New cardholders can receive up to 55,000 Avion points, which can be used for travel or a host of other rewards.
The card’s standout feature is flexibility in redeeming travel points with no blackout periods. You can book flights on any airline at any time.
Comprehensive travel insurance is included, offering emergency medical, trip cancellation, and more for worry-free travel.
Another valued perk is purchase protection and an extended warranty on eligible items bought with the card, providing extra assurance with your everyday shopping.
Points are earned rapidly through everyday spending, so it’s easy to see rewards accumulate and put them to use.
Potential Disadvantages to Consider
The primary drawback is the $120 annual fee, which may not suit those on a budget or with minimal card spending.
High interest rates apply to overdue balances (20.99% for purchases, 22.99% for cash advances), so the card is best for those who pay in full each month.
Additional cards for authorized users require an extra $50 annually, which could add to overall costs if you need family or business access.
Some premium benefits are most valuable to frequent travellers, so the card may be less appealing for Canadians who rarely fly or travel.
Qualification may also require higher income or a strong credit score, potentially limiting access for some applicants.
Verdict: Is the RBC Avion Visa Infinite Right for You?
The RBC Avion Visa Infinite is an attractive option if you want flexibility in travel rewards and value convenience. Its strong sign-up bonus, robust insurance, and flexible redemption make it competitive among premium Canadian credit cards.
If you frequently book travel and consistently pay your card balance in full, this offer is well worth considering.
For those who do not travel often, or who prefer no annual fee, a different card may be more suitable.
Ultimately, the RBC Avion Visa Infinite stands out for its award-winning rewards and ease of use, making it a top-tier choice for many Canadians.
Consider your travel needs and spending habits to determine if it aligns with your lifestyle and financial goals.
