TD Canada Trust
Earn up to $1,400 in value, 165,000 TD Rewards Points and enjoy an annual fee rebate for the first year. Great for frequent travelers looking for rewards.
The TD First Class Travel Visa Infinite* Card is currently offering a generous welcome bonus of up to 165,000 TD Rewards Points and up to $1,400 in total value for new cardholders. You’ll enjoy an annual fee rebate for the first year, making it an attractive option for those who want to maximize their travel rewards with little upfront cost. The card features a competitive purchase interest rate, typically around 20.99%, though rates may change and you should check the latest details before applying. The credit limit is determined through the application process, based on your personal and financial profile. Cardholders can benefit from comprehensive travel insurance and no blackout dates on travel bookings using TD Points, allowing for flexible reward redemption.
How to Apply: Step-by-Step Guide
Applying for the TD First Class Travel Visa Infinite* Card is straightforward. First, check that you meet the eligibility requirements, including income and residency status. Second, gather your personal and financial information to streamline the application process. Third, submit your application online or visit a branch to complete the paperwork. Fourth, wait for the credit assessment and approval—TD will notify you of your application status, usually within a few business days. Finally, if approved, activate your card and start earning your welcome bonus by making qualifying purchases.
Main Advantages
One of the biggest advantages of this card is its impressive rewards rate, allowing you to collect points on everyday spending and travel-related purchases. Frequent travellers will appreciate the flexibility of redeeming points for flights, hotels, and more, with no blackout dates. The annual fee rebate for the first year adds immediate value and lowers your upfront costs.
Additionally, this card comes packed with travel insurance benefits, including trip cancellation, interruption, and emergency medical coverage, offering peace of mind while travelling. Cardholders also benefit from Visa Infinite privileges, such as concierge services and exclusive events.
Main Drawbacks
While the initial rewards and first-year fee rebate are attractive, the ongoing annual fee can be considered high for some users. If you don’t travel often, you may not fully benefit from the card’s travel-specific perks, which limits its overall value. The purchase interest rate is in line with most rewards cards, but carrying a balance will quickly negate the value of the rewards earned.
Verdict: Should You Get This Card?
Overall, the TD First Class Travel Visa Infinite* Card is an excellent choice for Canadians seeking lucrative travel rewards and premium benefits. If you use your card frequently and travel regularly, the welcome bonus and earning potential can quickly outweigh the annual fee, especially in the first year. However, less frequent travellers may want to consider a no-fee alternative. This offer is worth considering if you want both flexibility and high-value rewards.
