Lendable
Transparent rates from 7.8% to 48.9% APR. Apply online for €1,000-€25,000, get funds quickly, and see your rate before applying risk-free.
If you are seeking a fast and reliable loan in the Netherlands, Lendable is an option worth considering. This loan provider offers personal loans from €1,000 up to €25,000, repayable over 1 to 5 years. What sets Lendable apart is the ability to see your personalized rate without impacting your credit score, allowing you to make an informed decision before proceeding.
Interest rates at Lendable start from just 7.8% APR and go up to 48.9% APR, depending on your credit profile. For example, a typical representative amount borrowed is €7,500, repayable over 36 months at a fixed interest rate of 18.6% (23.8% APR), with transparent fees included in total repayment calculations. As an FCA-authorized provider, Lendable operates securely and does not charge any upfront fees before disbursing your loan.
How to Apply: Simple Steps
- Fill in the online application and choose how much you want to borrow and for how long.
- See your personalized rate instantly with no impact on your credit file.
- If happy with the offer, complete identity verification and confirm details.
- Once approved, funds are transferred quickly—often the same day.
Advantages: Fast, Transparent, Secure
Lendable’s application process is efficient—applications are paperless and approval decisions are made rapidly, with many customers seeing funds the same day. Over 80,000 Trustpilot reviews highlight customer satisfaction and fast support, with services available seven days a week.
The ability to check your rate before applying, with no impact to your credit score, adds transparency and control for potential borrowers.
Drawbacks: Rates Vary by Credit Profile
While competitive rates are available, those with a lower credit score may be offered rates close to the higher end of the scale, making repayments more expensive for some.
Additionally, not everyone will qualify for the representative example; actual rates and terms depend on creditworthiness.
Our Verdict
Lendable is a solid choice for borrowers in the Netherlands who value speed and transparency in personal lending. The user-friendly process, clear disclosures, and robust customer support make it suitable for a wide range of applicants, but checking your offer carefully is advised.
