Toronto Dominion (TD) Bank
Get up to $1,450 in value your first year, earn up to 45,000 Aeroplan points, and enjoy free first checked bags for yourself plus up to 8 guests.
The TD® Aeroplan® Visa Infinite Card is a strong choice for Canadian travellers wanting to maximize rewards on their daily spending and flights. With an annual fee of $139, you can earn up to 45,000 Aeroplan points in your first year, provided certain spend thresholds are met. Additionally, the card offers a highly competitive 21.99% purchase interest rate and 22.99% for cash advances.
How to Apply:
- Visit the TD website or a branch.
- Complete the online or in-person application.
- Provide personal financial details and consent for a credit check.
- Wait for approval and activate your card upon receipt.
Pros of the TD® Aeroplan® Visa Infinite Card
This card shines for Air Canada fans, offering a free first checked bag for you and up to 8 companions on eligible flights. You can also benefit from generous welcome bonuses, awarding you up to 45,000 Aeroplan points in the first year, plus annual fee rebates for both the primary and an additional cardholder.
Other perks include comprehensive travel insurance coverage and access to exclusive airport and travel deals, making your journeys smoother and more rewarding.
Cons to Consider
The $139 annual fee after the first year might be a hurdle if you don’t travel often or don’t take advantage of the card’s benefits. You’ll also need to meet spending requirements to unlock the full bonus point potential.
As with many rewards cards, cash advances and certain transactions do not earn Aeroplan points, somewhat limiting your ability to maximize value on all types of purchases.
Final Verdict
For frequent travellers and those loyal to Air Canada, the TD® Aeroplan® Visa Infinite Card offers real value. The welcome bonus, travel privileges, and annual perks easily offset the fee if you use them strategically. Occasional travellers, however, may want to carefully consider their spending habits before committing.
