{"id":56123,"date":"2026-04-14T21:10:00","date_gmt":"2026-04-14T21:10:00","guid":{"rendered":"https:\/\/thefundmentor.com\/8833271c-a094-4c7c-bff7-507c9bee4df1\/"},"modified":"2026-04-14T21:10:12","modified_gmt":"2026-04-14T21:10:12","slug":"8833271c-a094-4c7c-bff7-507c9bee4df1","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/pt_br\/8833271c-a094-4c7c-bff7-507c9bee4df1\/","title":{"rendered":"Pr\u00e9stamo Coche Cetelem: financiaci\u00f3n flexible desde 7,99% TIN y hasta 96 meses"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cetelem Pr\u00e9stamo Coche<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financiaci\u00f3n de hasta 60.000\u20ac para tu coche nuevo o de segunda mano. Desde 7,99% TIN y hasta 96 meses. Flexibilidad total, sin cambiar de banco.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt_br\/redirect\/?https:\/\/www.cetelem.es\/prestamos\/prestamo-coche\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otra p\u00e1gina web<\/small>\n<\/div>\n<p>El Pr\u00e9stamo Coche de Cetelem es una de las opciones m\u00e1s flexibles del mercado espa\u00f1ol para financiar la compra de un veh\u00edculo, nuevo o de segunda mano. Este producto destaca por ofrecer un TIN desde 7,99% y una TAE desde 8,29%, seg\u00fan el importe y la duraci\u00f3n elegidos. Los clientes pueden pedir importes entre 6.000\u20ac y 60.000\u20ac, con plazos de amortizaci\u00f3n de hasta 96 meses, lo que permite ajustar la cuota mensual a cada presupuesto. Es una soluci\u00f3n muy popular para quienes desean decidir el coche que quieren, d\u00f3nde comprarlo y c\u00f3mo pagarlo.<\/p>\n<p>La solicitud y gesti\u00f3n del pr\u00e9stamo se puede realizar totalmente online, con respuesta r\u00e1pida y sin la necesidad de cambiar de banco. El proceso es sencillo tanto para la compra a particulares como a concesionarios, y se adapta a todo tipo de veh\u00edculos, desde utilitarios hasta coches familiares.<\/p>\n<h2>Paso a paso para solicitar el Pr\u00e9stamo Coche<\/h2>\n<ul>\n<li>Accede al simulador y calcula tu cuota mensual y plazo deseado.<\/li>\n<li>Rellena el formulario con tus datos personales y financieros.<\/li>\n<li>Adjunta la documentaci\u00f3n requerida (DNI, justificante de ingresos, etc.).<\/li>\n<li>Recibe la aprobaci\u00f3n tras el estudio de solvencia por parte de Cetelem.<\/li>\n<li>Firma el contrato digitalmente y recibe el dinero en tu cuenta.<\/li>\n<\/ul>\n<h2>Puntos fuertes del Pr\u00e9stamo Coche Cetelem<\/h2>\n<p>La principal ventaja es la flexibilidad elevada: puedes elegir tanto el importe como el plazo y tipo de veh\u00edculo sin complicaciones.<\/p>\n<p>Adem\u00e1s, el proceso digital es r\u00e1pido, sencillo y sin compromiso de domiciliaci\u00f3n bancaria, lo que facilita la contrataci\u00f3n.<\/p>\n<h2>Aspectos a considerar<\/h2>\n<p>El inter\u00e9s puede elevarse hasta un TIN m\u00e1ximo de 13,09% para importes m\u00e1s altos o plazos mayores. Es recomendable simular antes de comprometerse.<\/p>\n<p>Al tratarse de un producto de financiaci\u00f3n, la aprobaci\u00f3n final depender\u00e1 del an\u00e1lisis de solvencia que haga Cetelem. No todos los solicitantes ser\u00e1n aceptados.<\/p>\n<h2>Veredicto final<\/h2>\n<p>En conclusi\u00f3n, el Pr\u00e9stamo Coche de Cetelem permite financiar tu coche de forma c\u00f3moda, ajustada y sin dolores de cabeza. Es ideal para quienes buscan rapidez, comodidad y control del gasto mensual. Recomendado para compradores exigentes que valoran la flexibilidad y la gesti\u00f3n online.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Cetelem Pr\u00e9stamo Coche<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financiaci\u00f3n de hasta 60.000\u20ac para tu coche nuevo o de segunda mano. Desde 7,99% TIN y hasta 96 meses. Flexibilidad total, sin cambiar de banco.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt_br\/redirect\/?https:\/\/www.cetelem.es\/prestamos\/prestamo-coche\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solicitar agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otra p\u00e1gina web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Pr\u00e9stamo Coche de Cetelem: financia tu coche nuevo o de segunda mano desde 7,99% TIN, hasta 60.000\u20ac y 96 meses. Simula y solicita tu pr\u00e9stamo hoy mismo online.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamo Coche Cetelem: financiaci\u00f3n flexible desde 7,99% TIN y hasta 96 meses - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/pt_br\/8833271c-a094-4c7c-bff7-507c9bee4df1\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamo Coche Cetelem: financiaci\u00f3n flexible desde 7,99% TIN y hasta 96 meses - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Pr\u00e9stamo Coche de Cetelem: financia tu coche nuevo o de segunda mano desde 7,99% TIN, hasta 60.000\u20ac y 96 meses. 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