Absa
No monthly fee. Up to 57 days interest free. Earn instant cash back. Free lost card protection. 3 free Bidvest Lounge visits. Instant rewards and tap-to-pay.
The Absa Student Credit Card is designed for South African students looking for financial flexibility and valuable benefits. This card comes with up to 57 days interest-free on purchases, perfect for managing your cash flow. There is no monthly account fee, making it a cost-effective choice for students. To qualify, you need to be aged 18 to 30, earn at least R800 per month, be a full-time student, and provide the required documentation. You’ll also enjoy 3 complimentary Bidvest Airport Lounge visits per year—you can make travel more pleasant without extra cost.
Como se candidatar: passo a passo
- Visit your nearest Absa branch or student bureau with your documents.
- Ensure you have your South African ID, proof of address, proof of income (3 months), and student registration.
- Alternatively, call the Absa application line during business hours.
- Wait for Absa to process your application and notify you of your status.
What We Like
One of the main strengths is the zero monthly fee, which helps students avoid unnecessary charges while building credit. The rewards programme stands out—earn instant cash back and participate in the Absa Advantage for more value.
Additional travel benefits, like complimentary airport lounge access and automatic travel insurance, add significant value for students who enjoy exploring or travel for study purposes.
Downsides to Consider
The credit card does require a minimum monthly income or allowance, which not all students may have. Also, full-time South African student registration is a must; part-time or distance-learning students are not eligible.
International transaction fees and interest rates after the grace period are typical, so careful management is crucial to avoid unnecessary costs.
Verdict: Is the Absa Student Credit Card Right for You?
If you’re a full-time student in South Africa searching for affordable credit paired with travel perks and instant rewards, the Absa Student Credit Card is a strong contender. The lack of monthly fees makes it especially attractive, provided you meet the qualifying criteria. For students who travel or shop online, the added security and convenience make this card a solid option for building a strong financial record.
