Fair Go Finance Small Loans Review: Fast Approval & Funds in 15 Minutes

Fair Go Finance is making waves with its small loan offer for Australians needing fast cash for unexpected expenses. With loan amounts ranging from $500 to $2,000, they stand out thanks to quick online applications and rapid funding, often within 15 minutes of approval. The standard term for these loans can span up to 12 months, giving you room to repay at your own pace. The interest rate for medium loans (over $2,000) starts at 29.90% p.a., and there are clear, disclosed fees throughout the process. For small loans under $2,000, fees are capped in line with national regulations, with no applied APR.

How To Apply for Fair Go Finance Small Loans

• Fill out the online application form in just minutes.
• Review the personalised offer sent to you after assessment.
• Accept the offer securely via SMS.
• Receive same-day funds if approved.

Fair Go Finance Small Loans Pros

Fast approval times and the potential for same-day funding make Fair Go Finance ideal for urgent situations. Flexible repayment terms and the absence of early payout fees allow borrowers to comfortably manage their repayments. The application doesn’t impact your credit score initially, which is a reassuring bonus.

Fair Go Finance Small Loans Cons

While funds are delivered quickly, the fees and comparison rates for these loans can run high, particularly for medium and larger amounts. Not everyone will qualify if they have poor credit or are in financial hardship. Additionally, each application is subject to approval based on assessment criteria, and exact rates can vary per applicant.

Veredicto

Fair Go Finance is a great pick for anyone seeking a small cash loan with transparent conditions and fast processing times. If you need money quickly for life’s little emergencies, their process is efficient and straightforward. Just make sure to weigh the costs, check your eligibility, and ensure the repayments fit your budget before committing.