Alpha Bank
Get 3,000 Bonus points as a welcome, earn rewards on every purchase, no annual fee for the first year. 17.75% interest rate. Fast e-application process.
About the Alpha Bank Bonus Visa
The Alpha Bank Bonus Visa card is a versatile credit option for everyday spending in GR. It offers a competitive 17.75% interest rate for purchases, while cash advances incur a 19% rate. After the first free year, the annual card fee is €30, and up to two supplementary cards are included at no extra charge. Cardholders benefit from a welcome gift of 3,000 Bonus points upon first use.
Como se candidatar: passo a passo
Applying for the Alpha Bank Bonus Visa is straightforward. You need to be 18-75 years old, have e-banking credentials, a permanent Greek address, Greek mobile, and ID. Simply log in to myAlpha Web or Mobile, fill out the credit card application, choose your payment account, review the terms, answer three brief questions, digitally sign your contract, and await card issuance confirmation. Delivery is by mail within 8-10 working days, with digital activation available as soon as the card appears in your e-banking.
Pros of the Alpha Bank Bonus Visa
First, there is no annual fee for the first year, making this card appealing to new users. Second, the welcome reward of 3,000 Bonus points can be redeemed at thousands of partner locations, maximizing everyday spending value. Third, security is taken seriously with real-time transaction alerts and simple card controls via e-banking. Finally, the card easily integrates with digital wallets for contactless shopping nationwide.
Contras a considerar
The standard interest rate of 17.75% is above average for GR, which may not suit those who carry a monthly balance. Also, the annual fee of €30 applies from the second year, and the welcome bonus is limited to first-time Alpha Bank cardholders. Last, the bonus earnings rate is higher only at select partners, with other purchases earning fewer points.
Nosso veredicto
The Alpha Bank Bonus Visa is a strong option for residents in GR seeking flexible rewards and digital management. The first-year fee waiver and welcome points provide clear upfront value, while the Bonus rewards scheme suits those who spend regularly with partner merchants. Consider potential interest charges and the fee from year two before applying. This is a card best used by those who clear their balance and take advantage of special partner offers.
