{"id":68641,"date":"2026-05-03T03:50:00","date_gmt":"2026-05-03T03:50:00","guid":{"rendered":"https:\/\/thefundmentor.com\/f068b030-ba12-4e46-a224-2eb39715f050\/"},"modified":"2026-05-03T03:50:17","modified_gmt":"2026-05-03T03:50:17","slug":"f068b030-ba12-4e46-a224-2eb39715f050","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/pt\/f068b030-ba12-4e46-a224-2eb39715f050\/","title":{"rendered":"Bank of Melbourne Vertigo Credit Card: Up to $500 Cashback + 6.99% p.a. Balance Transfers"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para voc\u00ea<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of Melbourne<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Score up to $500 cashback plus 6.99% p.a. on balance transfers for 12 months. Ideal for everyday shoppers wanting to save and streamline balances.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.bankofmelbourne.com.au\/personal\/credit-cards\/credit-card-offers\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Candidate-se agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Voc\u00ea ser\u00e1 redirecionado para outro site.<\/small>\n<\/div>\n<p>The Bank of Melbourne Vertigo Credit Card stands out with its tempting offer: up to $500 cashback on selected supermarket and petrol station spend. Plus, new approved applicants receive a low balance transfer rate of 6.99% p.a. for 12 months, providing the ideal opportunity to consolidate your existing debt. Conditions do apply, and remember the cashback applies only to purchases at eligible merchant categories.<\/p>\n<h3>Como se candidatar: passo a passo<\/h3>\n<ul>\n<li>Check you meet the eligibility and criteria for the offer<\/li>\n<li>Gather key documents including ID and proof of income<\/li>\n<li>Submit the online application form and request balance transfer if required<\/li>\n<li>Await approval and activate your card<\/li>\n<li>Start spending at selected stores for cashback<\/li>\n<\/ul>\n<h3>What We Like<\/h3>\n<p>One of the main attractions is the generous 10% cashback at supermarkets and petrol stations, up to a maximum of $500. The low 6.99% p.a. rate for 12 months on balances transferred is also a standout, helping you pay debt down faster.<\/p>\n<h3>What Could Be Improved<\/h3>\n<p>The cashback is only available at selected merchant types \u2013 purchases outside eligible supermarkets and fuel won\u2019t count. Existing customers or recent cardholders are not eligible, reducing flexibility for loyal bank clients.<\/p>\n<h3>Nosso veredicto<\/h3>\n<p>The Bank of Melbourne Vertigo Credit Card is an attractive offer if you\u2019re seeking rewards on daily essentials and want to tackle your outstanding credit card balance efficiently. However, its best suited to new customers who regularly spend at typical supermarkets and petrol stations.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para voc\u00ea<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Bank of Melbourne<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Score up to $500 cashback plus 6.99% p.a. on balance transfers for 12 months. Ideal for everyday shoppers wanting to save and streamline balances.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.bankofmelbourne.com.au\/personal\/credit-cards\/credit-card-offers\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Candidate-se agora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Voc\u00ea ser\u00e1 redirecionado para outro site.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Unbiased review of the Bank of Melbourne Vertigo Credit Card\u2014you could get up to $500 cashback at supermarkets and petrol, plus 6.99% p.a. on balance transfers. See steps to apply and top pros\/cons.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bank of Melbourne Vertigo Credit Card: Up to $500 Cashback + 6.99% p.a. 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