{"id":68627,"date":"2026-05-03T00:58:00","date_gmt":"2026-05-03T00:58:00","guid":{"rendered":"https:\/\/thefundmentor.com\/59390aa8-8794-49cc-9deb-952a63578442\/"},"modified":"2026-05-03T00:58:14","modified_gmt":"2026-05-03T00:58:14","slug":"59390aa8-8794-49cc-9deb-952a63578442","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/pt\/59390aa8-8794-49cc-9deb-952a63578442\/","title":{"rendered":"CIB Hitelk\u00e1rtya Akci\u00f3 \u2013 1%+2% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s, extra kateg\u00f3ri\u00e1kkal"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aj\u00e1nlott \u00f6nnek<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIB Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">\u00c9vi 1% \u00e9s extra 2% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s kiemelt kateg\u00f3ri\u00e1kban, ak\u00e1r 12 500 Ft visszat\u00e9r\u00edt\u00e9ssel, THM: 38,37%\u201340,90%. Nincsen minimum k\u00f6lt\u00e9s a regisztr\u00e1ci\u00f3hoz.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.cib.hu\/Maganszemelyek\/bankkartyak\/hitelkartya_akcio.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jelentkezni most<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">\u00c1tir\u00e1ny\u00edt\u00e1s egy m\u00e1sik weboldalra fog t\u00f6rt\u00e9nni<\/small>\n<\/div>\n<p>A CIB Hitelk\u00e1rtya Akci\u00f3 egy izgalmas lehet\u0151s\u00e9g mindazok sz\u00e1m\u00e1ra, akik p\u00e9nzvisszat\u00e9r\u00edt\u00e9sben szeretn\u00e9nek r\u00e9szes\u00fclni. Az akci\u00f3 keret\u00e9ben minden forintban t\u00f6rt\u00e9nt v\u00e1s\u00e1rl\u00e1s ut\u00e1n 1% j\u00f3v\u00e1\u00edr\u00e1s j\u00e1r, tov\u00e1bb\u00e1 egy v\u00e1lasztott, kiemelt kateg\u00f3ri\u00e1ban tov\u00e1bbi 2% visszat\u00e9r\u00edt\u00e9s ig\u00e9nyelhet\u0151.<\/p>\n<p>A teljes visszat\u00e9r\u00edt\u00e9s 12 500 forint lehet negyed\u00e9vente a CIB Mastercard Gold Hitelk\u00e1rty\u00e1val, m\u00edg az Optimum \u00e9s m\u00e1s k\u00e1rty\u00e1k eset\u00e9ben maximum 7 500 forint. A THM 38,37%\u201340,90%, mely a hitelkeret \u00e9s a k\u00e1rtyat\u00edpus f\u00fcggv\u00e9ny\u00e9ben v\u00e1ltozik. R\u00e1ad\u00e1sul regisztr\u00e1ci\u00f3hoz m\u00e1r nincs minimum k\u00f6lt\u00e9si elv\u00e1r\u00e1s, \u00edgy b\u00e1rki k\u00f6nnyed\u00e9n csatlakozhat.<\/p>\n<h2>Hogyan ig\u00e9nyelhet\u0151 l\u00e9p\u00e9sr\u0151l l\u00e9p\u00e9sre?<\/h2>\n<p>El\u0151sz\u00f6r is online vagy bankfi\u00f3kban kell regisztr\u00e1lni, amelyre 2026. j\u00fanius 30-ig van lehet\u0151s\u00e9g. A regisztr\u00e1ci\u00f3 sor\u00e1n meg kell adni az adatokat, majd ki kell v\u00e1lasztani a negyed\u00e9v kiemelt kateg\u00f3ri\u00e1j\u00e1t \u2013 mint otthon\/bark\u00e1cs, utaz\u00e1s, sz\u00e9ps\u00e9g\u00e1pol\u00e1s, sport, vagy sz\u00f3rakoz\u00e1s.<\/p>\n<p>Regisztr\u00e1ci\u00f3 ut\u00e1n a prom\u00f3ci\u00f3s id\u0151szakban (2026. \u00e1prilis 1. \u2013 2026. j\u00fanius 30.) CIB hitelk\u00e1rty\u00e1j\u00e1val kell v\u00e1s\u00e1rolni, hogy elinduljon a visszat\u00e9r\u00edt\u00e9s. A felhaszn\u00e1l\u00f3 ak\u00e1r egy j\u00f3 \u00fcgy \u00e9rdek\u00e9ben is felaj\u00e1nlhat 1500 Ft-ot az alap\u00edtv\u00e1nynak a regisztr\u00e1ci\u00f3 sor\u00e1n.<\/p>\n<h2>El\u0151ny\u00f6k \u00f6sszefoglalva<\/h2>\n<p>Nagy el\u0151nye az egyszer\u0171 regisztr\u00e1ci\u00f3, valamint hogy nincs minimum k\u00f6lt\u00e9s, \u00edgy kis \u00f6sszeg\u0171 v\u00e1s\u00e1rl\u00e1sokkal is r\u00e9szes\u00fclhet p\u00e9nzvisszat\u00e9r\u00edt\u00e9sben. Az 1% minden k\u00f6lt\u00e9s ut\u00e1n, a kiemelt kateg\u00f3ri\u00e1kban plusz 2% j\u00e1r, mellyel gyorsan \u00f6sszegy\u0171lhet a visszat\u00e9r\u00edthet\u0151 \u00f6sszeg.<\/p>\n<p>A t\u00e1rsadalmi felel\u0151ss\u00e9gv\u00e1llal\u00e1s szint\u00e9n pozit\u00edvum: a visszat\u00e9r\u00edt\u00e9sb\u0151l 1500 Ft felaj\u00e1nlhat\u00f3 s\u00e9r\u00fclt gyermekeket seg\u00edt\u0151 alap\u00edtv\u00e1nynak. Ezzel a program egyszerre t\u00e1mogatja a tudatos p\u00e9nzhaszn\u00e1latot \u00e9s a j\u00f3 \u00fcgyet.<\/p>\n<h2>H\u00e1tr\u00e1nyok \u00f6sszefoglalva<\/h2>\n<p>A THM \u00e9rt\u00e9ke viszonylag magas \u2013 38,37%\u201340,90% \u2013 emiatt a hitelk\u00e1rtya nem mindenkinek ide\u00e1lis, k\u00fcl\u00f6n\u00f6sen, ha nem tudja teljes \u00f6sszegben visszafizetni a k\u00f6lt\u00e9seit havonta. Emellett a maxim\u00e1lis visszat\u00e9r\u00edt\u00e9s el\u00e9r\u00e9se csak akt\u00edv, rendszeres haszn\u00e1lat mellett lehets\u00e9ges.<\/p>\n<p>Egyes k\u00e1rtyat\u00edpusokkal, p\u00e9ld\u00e1ul CIB Optimum vagy Bev\u00e1s\u00e1rl\u00f3k\u00e1rty\u00e1val, a negyed\u00e9ves p\u00e9nzvisszat\u00e9r\u00edt\u00e9s fels\u0151 hat\u00e1ra 7 500 forint, ami kevesebb, mint a Gold verzi\u00f3n\u00e1l. Ez m\u00e9rlegelend\u0151 a v\u00e1laszt\u00e1sn\u00e1l.<\/p>\n<h2>V\u00e9gs\u0151 v\u00e9lem\u00e9ny<\/h2>\n<p>A CIB Hitelk\u00e1rtya Akci\u00f3 hat\u00e9kony v\u00e1laszt\u00e1s lehet azoknak, akik gyakran fizetnek k\u00e1rty\u00e1val \u00e9s szeretn\u00e9nek p\u00e9nzvisszat\u00e9r\u00edt\u00e9st, illetve t\u00e1mogatn\u00e1k a Fellegajt\u00f3 Nyitogat\u00f3k Alap\u00edtv\u00e1ny munk\u00e1j\u00e1t is. A versenyk\u00e9pes visszat\u00e9r\u00edt\u00e9si felt\u00e9telek miatt k\u00f6nnyen optimaliz\u00e1lhat\u00f3 a h\u00e9tk\u00f6znapi k\u00f6lt\u00e9sekre.<\/p>\n<p>Aki odafigyel a hitelk\u00e1rtya haszn\u00e1latra, j\u00f3l j\u00e1rhat a programmal \u2013 k\u00fcl\u00f6n\u00f6sen akkor, ha id\u0151ben rendezi havi tartoz\u00e1s\u00e1t. A t\u00e1rsadalmi felel\u0151ss\u00e9gv\u00e1llal\u00e1s, \u00e1tl\u00e1that\u00f3 felt\u00e9telek, egyszer\u0171 jelentkez\u00e9s egy\u00e9rtelm\u0171en a CIB Hitelk\u00e1rtya Akci\u00f3 mellett sz\u00f3lnak.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aj\u00e1nlott \u00f6nnek<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIB Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">\u00c9vi 1% \u00e9s extra 2% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s kiemelt kateg\u00f3ri\u00e1kban, ak\u00e1r 12 500 Ft visszat\u00e9r\u00edt\u00e9ssel, THM: 38,37%\u201340,90%. Nincsen minimum k\u00f6lt\u00e9s a regisztr\u00e1ci\u00f3hoz.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.cib.hu\/Maganszemelyek\/bankkartyak\/hitelkartya_akcio.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jelentkezni most<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">\u00c1tir\u00e1ny\u00edt\u00e1s egy m\u00e1sik weboldalra fog t\u00f6rt\u00e9nni<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>F\u00fcggetlen \u00f6sszefoglal\u00f3 a CIB Hitelk\u00e1rtya Akci\u00f3r\u00f3l: 1%+2% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s, kiemelt kateg\u00f3ri\u00e1k, 12 500 Ft vissza, t\u00e1rsadalmi t\u00e1mogat\u00e1s, nincs minimum k\u00f6lt\u00e9s.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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