{"id":66704,"date":"2026-04-28T18:19:00","date_gmt":"2026-04-28T18:19:00","guid":{"rendered":"https:\/\/thefundmentor.com\/9f4bf338-fa6b-4807-b752-848e0511650d\/"},"modified":"2026-04-28T18:19:56","modified_gmt":"2026-04-28T18:19:56","slug":"9f4bf338-fa6b-4807-b752-848e0511650d","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/pt\/9f4bf338-fa6b-4807-b752-848e0511650d\/","title":{"rendered":"Raiffeisen OneCard Hitelk\u00e1rtya \u2013 F\u0151bb el\u0151ny\u00f6k, buktat\u00f3k \u00e9s ig\u00e9nyl\u00e9s l\u00e9p\u00e9sei magyaroknak"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aj\u00e1nlott \u00d6nnek<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Raiffeisen Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">OneCard Hitelk\u00e1rtya: 150 000\u20133 000 000 Ft hitelkeret, ak\u00e1r 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s, gyors \u00fcgyint\u00e9z\u00e9s \u00e9s exkluz\u00edv kedvezm\u00e9nyek online ig\u00e9nyl\u00e9ssel.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.raiffeisen.hu\/maganszemely\/hitelkartya\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Most ig\u00e9nyelni<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra<\/small>\n<\/div>\n<p>A Raiffeisen OneCard Hitelk\u00e1rtya k\u00e9t v\u00e1ltozatban is el\u00e9rhet\u0151: Standard (THM 35,7%) \u00e9s Gold (THM 38,4%). A hitelkeret minimum 150 000 Ft, maximum 3 000 000 Ft lehet, \u00edgy k\u00fcl\u00f6nb\u00f6z\u0151 ig\u00e9nyeket is ki tud szolg\u00e1lni, legyen sz\u00f3 mindennapi vagy v\u00e1ratlan kiad\u00e1sokr\u00f3l.<\/p>\n<p>A k\u00e1rty\u00e1val \u00e9rint\u00e9smentes vagy mobilos fizet\u00e9s is megoldhat\u00f3, emellett internetes v\u00e1s\u00e1rl\u00e1sokn\u00e1l is biztons\u00e1gosnak sz\u00e1m\u00edt. Ak\u00e1r 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9st is ad negyed\u00e9vente az \u00e9lelmiszerboltban, szupermarketben elk\u00f6lt\u00f6tt \u00f6sszegek ut\u00e1n. Mindez automatikusan j\u00e1r, ha bel\u00e9p a H\u0171s\u00e9gprogramba.<\/p>\n<p>Jelenleg ak\u00e1r h\u00e1romszor 10 000 Ft b\u00f3nuszj\u00f3v\u00e1\u00edr\u00e1s is el\u00e9rhet\u0151, ha az aktiv\u00e1l\u00e1st k\u00f6vet\u0151en minden h\u00f3napban legal\u00e1bb egy alkalommal k\u00e1rty\u00e1val v\u00e1s\u00e1rol az akci\u00f3s id\u0151szak alatt.<\/p>\n<h3>Ig\u00e9nyl\u00e9s menete \u2013 L\u00e9p\u00e9sr\u0151l l\u00e9p\u00e9sre<\/h3>\n<ul>\n<li>L\u00e1togasson el a Raiffeisen oldal\u00e1ra \u00e9s v\u00e1lassza ki a OneCard Hitelk\u00e1rty\u00e1t.<\/li>\n<li>Online \u00fcgyf\u00e9lk\u00e9nt jelentkezzen be, vagy k\u00e9rjen visszah\u00edv\u00e1st.<\/li>\n<li>T\u00f6ltse ki az ig\u00e9nyl\u00e9si \u0171rlapot szem\u00e9lyes adataival, j\u00f6vedelmi igazol\u00e1s\u00e1val.<\/li>\n<li>Regisztr\u00e1ljon a H\u0171s\u00e9gprogramba, hogy jogosult legyen a p\u00e9nzvisszat\u00e9r\u00edt\u00e9sre.<\/li>\n<li>A j\u00f3v\u00e1hagy\u00e1s ut\u00e1n aktiv\u00e1lja hitelk\u00e1rty\u00e1j\u00e1t \u00e9s kezdje el haszn\u00e1lni v\u00e1s\u00e1rl\u00e1saihoz.<\/li>\n<\/ul>\n<h3>El\u0151ny\u00f6k \u2013 Mi\u00e9rt \u00e9rdemes a OneCard mellett d\u00f6nteni?<\/h3>\n<p>A Raiffeisen OneCard legnagyobb el\u0151nye, hogy minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n pontokat kap, melyeket \u00e9rt\u00e9kes kuponokra v\u00e1lthat be a H\u0171s\u00e9gprogramban. Emellett ak\u00e1r 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9st zsebelhet be rendszeres \u00e9lelmiszerv\u00e1s\u00e1rl\u00e1sai sor\u00e1n, ami k\u00e9zzelfoghat\u00f3 megtakar\u00edt\u00e1s.<\/p>\n<p>Az online ig\u00e9nyl\u00e9s gyors, ak\u00e1r 20 perc alatt v\u00e9gezhet\u0151, nincs sz\u00fcks\u00e9g szem\u00e9lyes fi\u00f3kl\u00e1togat\u00e1sra. A mobilfizet\u00e9s \u00e9s az automatikus visszat\u00f6lt\u00e9s k\u00e9nyelmes megold\u00e1st k\u00edn\u00e1l akt\u00edv felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra is.<\/p>\n<h3>H\u00e1tr\u00e1nyok \u2013 Amire figyeljen a d\u00f6nt\u00e9shozataln\u00e1l<\/h3>\n<p>A THM ar\u00e1nya a piaci \u00e1tlagnak megfelel\u0151en magas: 35,7\u201338,4% k\u00f6z\u00f6tt mozog. Ez azt jelenti, hogy csak akkor \u00e9ri meg, ha t\u00e9nyleg kihaszn\u00e1lja a kamatmentes peri\u00f3dust. Tov\u00e1bb\u00e1, az ig\u00e9nyl\u00e9skor elv\u00e1rt nett\u00f3 havi j\u00f6vedelem viszonylag magas (Standard: 170 000 Ft, Gold: 250 000 Ft), \u00edgy nem mindenki sz\u00e1m\u00e1ra el\u00e9rhet\u0151.<\/p>\n<p>Sz\u00fcks\u00e9ges a H\u0171s\u00e9gprogram regisztr\u00e1ci\u00f3ja is, k\u00fcl\u00f6nben az extra kedvezm\u00e9nyek \u00e9s a visszat\u00e9r\u00edt\u00e9s nem j\u00e1r automatikusan. Emellett csak alkalmazotti vagy nyugd\u00edj j\u00f6vedelem fogadhat\u00f3 el, v\u00e1llalkoz\u00f3i bev\u00e9telek p\u00e9ld\u00e1ul kiz\u00e1rva.<\/p>\n<h3>V\u00e9gs\u0151 v\u00e9lem\u00e9ny \u2013 Meg\u00e9ri a Raiffeisen OneCard?<\/h3>\n<p>A Raiffeisen OneCard hitelk\u00e1rtya kiv\u00e1l\u00f3 v\u00e1laszt\u00e1s azoknak, akik rendszeresen v\u00e1s\u00e1rolnak \u00e9lelmiszert, szeretn\u00e9k kihaszn\u00e1lni a p\u00e9nzvisszat\u00e9r\u00edt\u00e9st \u00e9s a kuponkedvezm\u00e9nyeket. Azonban a magas THM \u00e9s a szigor\u00fabb j\u00f6vedelmi felt\u00e9telek miatt c\u00e9lszer\u0171 k\u00f6r\u00fcltekint\u0151en m\u00e9rlegelni. Ha fegyelmezetten haszn\u00e1lja, elker\u00fclheti a kamatk\u00f6lts\u00e9geket, mik\u00f6zben extra kedvezm\u00e9nyekben r\u00e9szes\u00fclhet.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aj\u00e1nlott \u00d6nnek<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Raiffeisen Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">OneCard Hitelk\u00e1rtya: 150 000\u20133 000 000 Ft hitelkeret, ak\u00e1r 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s, gyors \u00fcgyint\u00e9z\u00e9s \u00e9s exkluz\u00edv kedvezm\u00e9nyek online ig\u00e9nyl\u00e9ssel.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.raiffeisen.hu\/maganszemely\/hitelkartya\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Most ig\u00e9nyelni<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">\u00c1tir\u00e1ny\u00edtjuk egy m\u00e1sik oldalra<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>A Raiffeisen OneCard hitelk\u00e1rtya ak\u00e1r 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9st, gyors online ig\u00e9nyl\u00e9st \u00e9s exkluz\u00edv kedvezm\u00e9nyeket is k\u00edn\u00e1l, ha rendszeresen haszn\u00e1lja v\u00e1s\u00e1rl\u00e1saihoz.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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