{"id":51754,"date":"2026-04-09T02:55:00","date_gmt":"2026-04-09T02:55:00","guid":{"rendered":"https:\/\/thefundmentor.com\/7cdfe234-960d-44ae-810b-e84945f94298\/"},"modified":"2026-04-09T02:55:48","modified_gmt":"2026-04-09T02:55:48","slug":"7cdfe234-960d-44ae-810b-e84945f94298","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/pt\/7cdfe234-960d-44ae-810b-e84945f94298\/","title":{"rendered":"Pr\u00e9stamo Solidario SII 2021: Bajo inter\u00e9s, cuotas flexibles y f\u00e1cil postulaci\u00f3n"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Servicio de Impuestos Internos<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Pr\u00e9stamo Solidario SII ofrece un pr\u00e9stamo estatal con tasa 0%, r\u00e1pida postulaci\u00f3n online y pago en hasta 4 a\u00f1os. Flexibilidad real para trabajadores y emprendedores.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/homer.sii.cl\/prestamo_052021_info.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1 redirecionado para outro site<\/small>\n<\/div>\n<p>El Pr\u00e9stamo Solidario del Estado 2021, gestionado por el Servicio de Impuestos Internos (SII), se dise\u00f1\u00f3 para personas naturales y empresarios individuales con ca\u00edda de ingresos. La tasa es 0% inter\u00e9s real y s\u00f3lo se reajusta por IPC anual, factor que lo vuelve altamente competitivo comparado con otras opciones de financiamiento bancario. Permite solicitar hasta $650.000 por mes, con devoluci\u00f3n en cuatro a\u00f1os.<\/p>\n<p>En cuanto a los plazos, el primer pago es en 2023 y, si despu\u00e9s de la cuarta cuota a\u00fan hay saldo, este es condonado. Requisitos principales: ingresos promedio 2019 iguales o superiores a $298.833 y disminuci\u00f3n de al menos 10% en el segundo semestre de 2020 respecto al mismo periodo 2019. Es relevante no tener deudas anteriores asociadas a bonos o pr\u00e9stamos solidarios indebidos.<\/p>\n<h3>Pasos para solicitar el Pr\u00e9stamo Solidario del SII<\/h3>\n<ol>\n<li>Ingresar al sitio oficial del SII y acceder con tu Clave \u00danica o Clave Tributaria.<\/li>\n<li>Revisar si cumples con los requisitos que el sistema verifica autom\u00e1ticamente.<\/li>\n<li>Seleccionar el monto a solicitar (puedes pedir menos del m\u00e1ximo, pero no menos de 5% de 1 UTM).<\/li>\n<li>Indicar tus datos de contacto y cuenta bancaria o elegir pago presencial en BancoEstado.<\/li>\n<li>Confirmar y enviar tu solicitud.<\/li>\n<\/ol>\n<h3>Ventajas destacadas del Pr\u00e9stamo Solidario SII<\/h3>\n<p>El pr\u00e9stamo estatal tiene su mayor virtud en la tasa cerro, sin costos por inter\u00e9s real y opci\u00f3n de recibir el dinero r\u00e1pidamente tras la solicitud. Adem\u00e1s, la devoluci\u00f3n es a largo plazo y con topes anuales muy razonables (hasta 5% de tus rentas).<\/p>\n<p>Destaca tambi\u00e9n la flexibilidad de postular en diferentes meses (hasta tres veces si no recibiste Bono Clase Media), y la transparencia del proceso online: el sistema te muestra el c\u00e1lculo y l\u00edmites exactos seg\u00fan tus datos.<\/p>\n<h3>Aspectos menos favorables a considerar<\/h3>\n<p>Sin embargo, el pr\u00e9stamo solo est\u00e1 disponible para quienes puedan demostrar ca\u00edda de ingresos y un piso en ingresos promedio 2019, lo que excluye a quienes tuvieron ingresos variables at\u00edpicos. Tampoco permite un monto inferior al m\u00ednimo establecido.<\/p>\n<p>Otra desventaja es que si declaraste una cuenta bancaria err\u00f3nea podr\u00edas ver demoras, ya que el pago pasar\u00e1 a modo presencial. Adem\u00e1s, el proceso de devoluci\u00f3n se realiza s\u00f3lo mediante la declaraci\u00f3n de renta.<\/p>\n<h3>Veredicto final sobre el Pr\u00e9stamo Solidario SII<\/h3>\n<p>Para quienes cumplen los requisitos, el Pr\u00e9stamo Solidario SII 2021 es una opci\u00f3n insuperable en t\u00e9rminos de costo y facilidades de pago. El respaldo estatal y la anulaci\u00f3n de saldo si quedara luego de cuatro a\u00f1os son grandes atractivos. No obstante, si tu situaci\u00f3n de ingresos no cumple con la normativa, deber\u00e1s evaluar alternativas.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Servicio de Impuestos Internos<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Pr\u00e9stamo Solidario SII ofrece un pr\u00e9stamo estatal con tasa 0%, r\u00e1pida postulaci\u00f3n online y pago en hasta 4 a\u00f1os. Flexibilidad real para trabajadores y emprendedores.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/homer.sii.cl\/prestamo_052021_info.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1 redirecionado para outro site<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre el Pr\u00e9stamo Solidario del SII 2021: tasa 0%, devoluci\u00f3n en 4 a\u00f1os y requisitos claros. Postulaci\u00f3n simple y ventajas competitivas para trabajadores en Chile. Inf\u00f3rmate aqu\u00ed.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pr\u00e9stamo Solidario SII 2021: Bajo inter\u00e9s, cuotas flexibles y f\u00e1cil postulaci\u00f3n - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/pt\/7cdfe234-960d-44ae-810b-e84945f94298\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9stamo Solidario SII 2021: Bajo inter\u00e9s, cuotas flexibles y f\u00e1cil postulaci\u00f3n - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Descubre el Pr\u00e9stamo Solidario del SII 2021: tasa 0%, devoluci\u00f3n en 4 a\u00f1os y requisitos claros. 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Postulaci\u00f3n simple y ventajas competitivas para trabajadores en Chile. 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