{"id":19476,"date":"2026-02-05T23:57:00","date_gmt":"2026-02-05T23:57:00","guid":{"rendered":"https:\/\/thefundmentor.com\/76257d56-f862-4d40-bae9-d472679131fd\/"},"modified":"2026-02-05T23:57:30","modified_gmt":"2026-02-05T23:57:30","slug":"76257d56-f862-4d40-bae9-d472679131fd","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/pt\/76257d56-f862-4d40-bae9-d472679131fd\/","title":{"rendered":"CIB Hitelk\u00e1rtya Akci\u00f3: P\u00e9nzvisszat\u00e9r\u00edt\u00e9s minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n \u00e9s extra j\u00f3t\u00e9konys\u00e1gi lehet\u0151s\u00e9g"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aj\u00e1nlott \u00f6nnek<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIB Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n, r\u00e1ad\u00e1sul extra 2% egy v\u00e1lasztott kateg\u00f3ri\u00e1ban. Kedvez\u0151 THM, negyed\u00e9ves j\u00f3v\u00e1\u00edr\u00e1s, gyors regisztr\u00e1ci\u00f3.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.cib.hu\/Maganszemelyek\/bankkartyak\/hitelkartya_akcio.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jelentkezni most<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">\u00c1tir\u00e1ny\u00edt\u00e1s egy m\u00e1sik weboldalra<\/small>\n<\/div>\n<p>A CIB hitelk\u00e1rtya akci\u00f3ja vonz\u00f3 lehet\u0151s\u00e9get k\u00edn\u00e1l mindazoknak, akik szeretn\u00e9nek p\u00e9nzvisszat\u00e9r\u00edt\u00e9st kapni v\u00e1s\u00e1rl\u00e1saik ut\u00e1n, illetve egyedi kateg\u00f3ri\u00e1kban kiemelt visszat\u00e9r\u00edt\u00e9st szerezn\u00e9nek. Az aktu\u00e1lis aj\u00e1nlat szerint minden forintos v\u00e1s\u00e1rl\u00e1s ut\u00e1n 1%-os j\u00f3v\u00e1\u00edr\u00e1sban r\u00e9szes\u00fcl a k\u00e1rtyabirtokos, melyhez tov\u00e1bbi 2% ad\u00f3dik, ha az \u00fcgyf\u00e9l regisztr\u00e1ci\u00f3kor kiv\u00e1laszt egy kiemelt kateg\u00f3ri\u00e1t, p\u00e9ld\u00e1ul utaz\u00e1s, sz\u00f3rakoz\u00e1s, vagy sport ter\u00fclet\u00e9t. A visszat\u00e9r\u00edt\u00e9s ig\u00e9nybev\u00e9tele regisztr\u00e1ci\u00f3hoz k\u00f6t\u00f6tt, mely legk\u00e9s\u0151bb 2026. m\u00e1rcius 31-ig lehets\u00e9ges, \u00e9s a prom\u00f3ci\u00f3 2026. els\u0151 negyed\u00e9v\u00e9ben \u00e9rv\u00e9nyes.<\/p>\n<p>A CIB Mastercard Gold Hitelk\u00e1rtya maxim\u00e1lis negyed\u00e9ves visszat\u00e9r\u00edt\u00e9se el\u00e9rheti a 12 500 forintot, m\u00edg az Optimum vagy Bev\u00e1s\u00e1rl\u00f3k\u00e1rtya eset\u00e9ben ez 7 500 forint. A THM 38,37\u201340,90%, amely a hitelkeret \u00e9s a v\u00e1lasztott k\u00e1rtyat\u00edpus f\u00fcggv\u00e9nye. A konstrukci\u00f3 a magyar piaci \u00e1tlagnak megfelel\u0151, viszont fontos tiszt\u00e1ban lenni a visszafizet\u00e9si k\u00f6telezetts\u00e9gekkel.<\/p>\n<h3>Ig\u00e9nyl\u00e9si l\u00e9p\u00e9sek<\/h3>\n<p>1. Regisztr\u00e1ci\u00f3 a visszat\u00e9r\u00edt\u00e9s\u00e9rt: A k\u00e1rtyabirtokosnak online, 2026. m\u00e1rcius 31-ig kell regisztr\u00e1lnia.<br \/>\n2. Kateg\u00f3ria kiv\u00e1laszt\u00e1sa: A kiemelt kateg\u00f3ri\u00e1k k\u00f6z\u00fcl egyet lehet v\u00e1lasztani, amelyre a plusz 2% visszat\u00e9r\u00edt\u00e9s j\u00e1r.<br \/>\n3. V\u00e1s\u00e1rl\u00e1s: A prom\u00f3ci\u00f3s id\u0151szakban (2026. jan. 1.\u2013m\u00e1rc. 31.) CIB hitelk\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1sokat kell teljes\u00edteni.<br \/>\n4. J\u00f3v\u00e1\u00edr\u00e1s: Negyed\u00e9v v\u00e9g\u00e9n a j\u00f3v\u00e1\u00edr\u00e1s automatikusan megt\u00f6rt\u00e9nik, ha minden felt\u00e9tel teljes\u00fclt.<\/p>\n<h3>El\u0151ny\u00f6k<\/h3>\n<p>Els\u0151sorban a CIB hitelk\u00e1rtya p\u00e9nzvisszat\u00e9r\u00edt\u00e9si rendszere kiemelkedik a hazai aj\u00e1nlatok k\u00f6z\u00fcl. Minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n biztos a visszat\u00e9r\u00edt\u00e9s, ami \u00f6szt\u00f6nz\u0151en hat a napi v\u00e1s\u00e1rl\u00e1sokra.<\/p>\n<p>Ezen fel\u00fcl lehet\u0151s\u00e9g van extra t\u00e1rsadalmi felel\u0151ss\u00e9gv\u00e1llal\u00e1sra, hiszen 1 500 forintot k\u00edn\u00e1lhatunk fel a Fellegajt\u00f3 Nyitogat\u00f3k Alap\u00edtv\u00e1ny sz\u00e1m\u00e1ra, amely s\u00falyosan-halmozottan s\u00e9r\u00fclt gyermekek \u00e9s csal\u00e1djaik t\u00e1mogat\u00e1s\u00e1val foglalkozik. Ez emeli a k\u00e1rtya vonzerej\u00e9t azok sz\u00e1m\u00e1ra, akik a p\u00e9nz\u00fcgyi el\u0151ny\u00f6k mellett sz\u00edvesen seg\u00edtenek j\u00f3 \u00fcgyeket is.<\/p>\n<h3>H\u00e1tr\u00e1nyok<\/h3>\n<p>A viszonylag magas THM \u2013 38,37% vagy 40,90% \u2013 azt jelenti, hogy a hitel nem a legolcs\u00f3bbak k\u00f6z\u00e9 tartozik, ez\u00e9rt c\u00e9lszer\u0171 a teljes felhaszn\u00e1lt \u00f6sszeget id\u0151ben visszafizetni, hogy elker\u00fclj\u00fck a kamatk\u00f6lt\u00e9seket.<\/p>\n<p>A visszat\u00e9r\u00edt\u00e9s felt\u00e9tele a regisztr\u00e1ci\u00f3 a prom\u00f3ci\u00f3hoz, ami plusz ut\u00e1naj\u00e1r\u00e1st jelenthet azok sz\u00e1m\u00e1ra, akik automatikus j\u00f3v\u00e1\u00edr\u00e1shoz szoktak.<\/p>\n<h3>V\u00e9gs\u0151 \u00e9rt\u00e9kel\u00e9s<\/h3>\n<p>A CIB hitelk\u00e1rty\u00e1s p\u00e9nzvisszat\u00e9r\u00edt\u00e9s programja minden akt\u00edv v\u00e1s\u00e1rl\u00f3nak meg\u00e9rheti, k\u00fcl\u00f6n\u00f6sen, ha szeretn\u00e9k a v\u00e1s\u00e1rl\u00e1sokat t\u00e1rsadalmi felel\u0151ss\u00e9gv\u00e1llal\u00e1ssal is \u00f6sszekapcsolni. Aki figyelmesen kezeli p\u00e9nz\u00fcgyeit \u00e9s id\u0151ben visszafizeti tartoz\u00e1s\u00e1t, kiemelked\u0151 p\u00e9nzvisszat\u00e9r\u00edt\u00e9si el\u0151nyt tud szerezni a magyar piacon.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aj\u00e1nlott \u00f6nnek<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">CIB Bank<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n, r\u00e1ad\u00e1sul extra 2% egy v\u00e1lasztott kateg\u00f3ri\u00e1ban. Kedvez\u0151 THM, negyed\u00e9ves j\u00f3v\u00e1\u00edr\u00e1s, gyors regisztr\u00e1ci\u00f3.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/pt\/redirect\/?https:\/\/www.cib.hu\/Maganszemelyek\/bankkartyak\/hitelkartya_akcio.html\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Jelentkezni most<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">\u00c1tir\u00e1ny\u00edt\u00e1s egy m\u00e1sik weboldalra<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>CIB Hitelk\u00e1rtya akci\u00f3 minden v\u00e1s\u00e1rl\u00e1sra! 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s, extra 2% b\u00f3nusz egy kateg\u00f3ri\u00e1ban, ak\u00e1r 12 500 Ft negyed\u00e9vente. Seg\u00edtsen j\u00f3t\u00e9kony c\u00e9lokra is!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CIB Hitelk\u00e1rtya Akci\u00f3: P\u00e9nzvisszat\u00e9r\u00edt\u00e9s minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n \u00e9s extra j\u00f3t\u00e9konys\u00e1gi lehet\u0151s\u00e9g - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/pt\/76257d56-f862-4d40-bae9-d472679131fd\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIB Hitelk\u00e1rtya Akci\u00f3: P\u00e9nzvisszat\u00e9r\u00edt\u00e9s minden v\u00e1s\u00e1rl\u00e1s ut\u00e1n \u00e9s extra j\u00f3t\u00e9konys\u00e1gi lehet\u0151s\u00e9g - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"CIB Hitelk\u00e1rtya akci\u00f3 minden v\u00e1s\u00e1rl\u00e1sra! 1% p\u00e9nzvisszat\u00e9r\u00edt\u00e9s, extra 2% b\u00f3nusz egy kateg\u00f3ri\u00e1ban, ak\u00e1r 12 500 Ft negyed\u00e9vente. 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