American Express Platinum Card
150,000 bonus points, up to 2.25 points per $1 spent, premium travel and lifestyle perks. Annual fee $1,450. Flexible rewards and up to $450 travel credit per year.
Introducing the Offer
The American Express Platinum Card is a premium rewards card designed for those who want both luxury and value. With a yearly fee of $1,450, it features a significant sign-up bonus of 150,000 Membership Rewards points.
Cardholders earn up to 2.25 points per $1 spent, and there’s no cap on points. Along with travel bonuses, the card offers a $450 annual travel credit and up to $400 in global dining credits. This card is ideal for frequent travellers.
Como se candidatar: Passos rápidos
To apply, start by confirming eligibility with good credit and stable income. Complete the online application, including proof of identification, income, and employment.
You’ll be required to review the card’s terms and agree to the $1,450 annual fee. After submitting, you should receive a conditional decision promptly. If approved, you’ll get instructions to activate and start spending to unlock your welcome bonus.
Notable Pros
The American Express Platinum Card stands out for its premium perks. The hallmark is the exceptional welcome bonus of 150,000 points, and its ongoing high earn rate can lead to significant rewards for everyday spending.
Holders enjoy travel insurance, airport lounge access, and elite hotel privileges worldwide. The $450 annual travel credit and exclusive dining benefits add exceptional value, helping offset the annual fee for frequent users.
Consider the Cons
There is no denying that the $1,450 annual fee is steep compared to other cards. This card may not suit less frequent travellers or those who won’t maximise its perks.
Amex isn’t accepted everywhere in Australia, especially with smaller merchants. The card also charges relatively high foreign exchange fees, which may be a drawback for international shoppers.
Verdict: Who Should Choose This Card?
For Australians who travel often, dine out, or seek premium rewards, the American Express Platinum Card delivers exceptional value. The high annual fee is offset by generous travel credits, lounge access, and points.
If you’re able to fully utilise its benefits, this card becomes cost-effective and a standout in the premium segment. But if you use credit cards sparingly, it may be more card than you truly need.
