American Express
Earn up to 30 000 Membership Rewards points, enjoy exclusive lounge access and comprehensive protection with affordable monthly fees.
The American Express Platinum and Gold Credit Cards bring a wealth of benefits and a touch of sophistication to your wallet. The Platinum card comes with a monthly fee of R515, while the Gold card is more budget-friendly at R137 per month. Both cards participate in the Membership Rewards programme, meaning you earn points for every rand spent, with generous welcome bonuses currently on offer: 30 000 points for the Platinum and 5 000 for the Gold.
Cardmembers enjoy robust purchasing power and can use their cards worldwide—no need to worry about cash while shopping or travelling. While specific credit limits are determined based on your application and financial standing, every applicant is thoroughly assessed to ensure suitability and responsible credit use.
Como se candidatar: passo a passo
- Check eligibility for the Platinum or Gold card, ensuring good credit standing.
- Gather supporting documents, like proof of income and ID.
- Complete your chosen American Express card application online or directly with the preferred local banking partner.
- Wait for approval and receive your card after a quick verification process.
Standout Pros
Both cards provide excellent travel and lifestyle perks. For the Platinum, you receive Centurion Lounge access and unlimited local airport lounge entry, while the Gold card rewards you with monthly lifestyle vouchers if you meet a modest monthly spend.
Enhanced safety features ensure your transactions are protected by advanced fraud protection and purchase insurance, allowing you to shop with confidence.
Potential Cons
Higher-end perks come with higher monthly fees, especially for the Platinum card—something to keep in mind if you don’t travel often or spend less.
Additionally, exclusive lounge access is limited to specific locations, which could be a drawback if your travels don’t align with these privileges.
Nosso veredicto
American Express Platinum and Gold Credit Cards set a high standard for rewards and luxury travel. If you favour world-class benefits and can afford the fees, they’re compelling choices for discerning spenders.
