RBC
Earn up to 2% cash back on groceries and 1% on all other purchases. Enjoy no annual fee, exclusive offers, and flexible rewards with RBC Cash Back Mastercard.
Introducing the RBC Cash Back Mastercard
The RBC Cash Back Mastercard is a practical solution for Canadians looking to get more out of their everyday spending. This card features no annual fee, a 20.99% ongoing APR, and unlimited cash back opportunities.
Cardholders earn up to 2% cash back on grocery purchases and 1% on other qualifying purchases and pre-authorized payments, rewarding your daily transactions.
There are also exclusive perks: save instantly on fuel at Petro-Canada, earn bonus points at Rexall, and enjoy a complimentary 3-month DashPass from DoorDash for added savings.
The RBC Cash Back Mastercard is accessible to a wide range of applicants and does not require a high income or exceptional credit history, making it a straightforward choice for most Canadians.
With additional purchase protection and zero liability for unauthorized use, you can shop with confidence at millions of locations across Canada and worldwide.
Como se candidatar: passo a passo
1. Gather your personal and financial details, including your address, income, and identification documents, before starting the application process.
2. Visit the RBC website and select the Cash Back Mastercard. Initiate the secure online application, filling out all requested information accurately.
3. Submit your completed application. Most applicants receive an instant decision, but some cases may require additional verification or time for review.
4. Once approved, your card is mailed to your address, and you can begin earning cash back on your everyday spending as soon as it’s activated.
5. Be sure to read and accept the terms, including interest rates and conditions, to maximize the benefits and avoid surprises.
Top Advantages of the RBC Cash Back Mastercard
This card’s strongest advantage is its unlimited cash back program, which gives you up to 2% back on groceries—an essential for Canadian families.
No annual fee ensures that your rewards stay in your pocket, and the added perks like gas savings at Petro-Canada and Be Well points at Rexall increase its real-world value.
Additionally, the complimentary DashPass subscription from DoorDash adds convenience, especially if you frequently order food delivery, representing tangible monthly savings.
The straightforward application and qualification process make it accessible to most Canadians, regardless of income or prior card experience.
RBC’s reputation for strong customer support also means you can trust the experience and security of your transactions.
Possíveis desvantagens a considerar
The ongoing APR of 20.99% means carrying a balance could get costly, so timely payments are recommended to fully benefit from the card’s rewards.
While 2% on groceries is high, other purchase categories only reward up to 1%, so big spenders in areas outside groceries may find more lucrative options elsewhere.
Final Verdict: Is the RBC Cash Back Mastercard Right for You?
If you’re looking for a no-fee credit card that delivers consistent cash back and benefits on your regular spending, the RBC Cash Back Mastercard is hard to beat.
Its perks extend beyond just purchases into lifestyle savings, making it a strong choice for those wanting rewards without complexity or hidden charges.
