{"id":18859,"date":"2026-02-04T23:33:00","date_gmt":"2026-02-04T23:33:00","guid":{"rendered":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/"},"modified":"2026-02-04T23:33:01","modified_gmt":"2026-02-04T23:33:01","slug":"507e2a81-c718-48f9-9b11-5fc9a0754148","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/nl\/507e2a81-c718-48f9-9b11-5fc9a0754148\/","title":{"rendered":"American Express Essential Credit Card Review: Low Interest &#038; Flexible Benefits"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aanbevolen voor jou<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">American Express<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enjoy a low interest rate of 12.99%, no annual fee, credit limits starting from $1,000, and flexible repayment \u2014 perfect for everyday purchases and balance transfers.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/nl\/redirect\/?https:\/\/www.americanexpress.com\/en-ca\/credit-cards\/all-cards\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solliciteer nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">U wordt doorgestuurd naar een andere website.<\/small>\n<\/div>\n<p>The American Express Essential Credit Card makes an excellent entry-level card for Canadians seeking lower interest rates and no annual fees. With this offer, you benefit from a competitive 12.99% interest rate on purchases, which is much lower compared to most credit cards averaging 19.99% in Canada. The card does not charge an annual fee, and credit limits begin at $1,000, making it accessible to a wide range of applicants. Additionally, cardholders can enjoy the flexibility to carry a balance while taking advantage of American Express\u2019s security features and customer support.<\/p>\n<h2>Hoe aan te melden: Stapsgewijze handleiding<\/h2>\n<p>First, visit the American Express Canada website and select the Essential Credit Card. Click on the application button to begin your application process.<\/p>\n<p>Second, fill out your personal information including your name, address, and employment details. This step ensures your eligibility and enables a credit check.<\/p>\n<p>Third, review the terms and conditions carefully. Make sure you understand the interest rate, credit limit, and any other requirements.<\/p>\n<p>Fourth, submit your application for review. You may be approved instantly or contacted for additional documentation if necessary.<\/p>\n<p>Once approved, your American Express Essential Credit Card will be mailed to you within a few business days, so you can start enjoying its features soon.<\/p>\n<h2>Advantages of the Card<\/h2>\n<p>The primary advantage of the American Express Essential Credit Card is the low 12.99% interest rate for purchases and cash advances.<\/p>\n<p>There is no annual fee, which means you can keep the card open without worrying about recurring costs.<\/p>\n<p>The card offers high purchase security and extended warranty protection, so your purchases stay protected.<\/p>\n<p>Flexible statement options and balance transfer capability make managing your finances easier. <\/p>\n<p>American Express customer service is well-regarded for its reliability and support, offering peace of mind to cardholders.<\/p>\n<h2>Nadelen om te overwegen<\/h2>\n<p>One of the main cons is the limited acceptance of American Express compared to Visa or Mastercard in Canada.<\/p>\n<p>This card may not provide reward points or cash back, focusing instead on low interest and straightforward benefits.<\/p>\n<p>Some users may find the starting credit limit restrictive if they are used to higher lines of credit.<\/p>\n<p>Cash advance and balance transfer rates, while lower than most, still incur charges if unpaid monthly.<\/p>\n<p>Applicants with weaker credit histories may not qualify for the lowest available interest rate or highest credit limit.<\/p>\n<h2>Eindconclusie<\/h2>\n<p>The American Express Essential Credit Card is a strong contender for anyone seeking low everyday rates and no annual fees. <\/p>\n<p>While the reward features are limited, it excels as a dependable credit tool for those prioritizing cost-effective borrowing and flexible money management. Consider it if you want a straightforward, low-interest product backed by a trusted brand.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aanbevolen voor jou<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">American Express<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Enjoy a low interest rate of 12.99%, no annual fee, credit limits starting from $1,000, and flexible repayment \u2014 perfect for everyday purchases and balance transfers.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/nl\/redirect\/?https:\/\/www.americanexpress.com\/en-ca\/credit-cards\/all-cards\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solliciteer nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">U wordt doorgestuurd naar een andere website.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Our review of the American Express Essential Credit Card covers the pros and cons, how to apply, and why its low 12.99% rate and zero annual fee make it unique in Canada.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Express Essential Credit Card Review: Low Interest &amp; Flexible Benefits - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/nl\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"American Express Essential Credit Card Review: Low Interest &amp; Flexible Benefits - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Our review of the American Express Essential Credit Card covers the pros and cons, how to apply, and why its low 12.99% rate and zero annual fee make it unique in Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thefundmentor.com\/nl\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\" \/>\n<meta property=\"og:site_name\" content=\"The Fund Mentor\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-04T23:33:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-04T23:33:01+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\"},\"author\":{\"name\":\"Bruno Gianni\",\"@id\":\"https:\/\/thefundmentor.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"headline\":\"American Express Essential Credit Card Review: Low Interest &#038; Flexible Benefits\",\"datePublished\":\"2026-02-04T23:33:00+00:00\",\"dateModified\":\"2026-02-04T23:33:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\"},\"wordCount\":523,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/thefundmentor.com\/#organization\"},\"articleSection\":[\"Hidden\"],\"inLanguage\":\"nl\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\",\"url\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\",\"name\":\"American Express Essential Credit Card Review: Low Interest & Flexible Benefits - The Fund Mentor\",\"isPartOf\":{\"@id\":\"https:\/\/thefundmentor.com\/#website\"},\"datePublished\":\"2026-02-04T23:33:00+00:00\",\"dateModified\":\"2026-02-04T23:33:01+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#breadcrumb\"},\"inLanguage\":\"nl\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/thefundmentor.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"American Express Essential Credit Card Review: Low Interest &#038; Flexible Benefits\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/thefundmentor.com\/#website\",\"url\":\"https:\/\/thefundmentor.com\/\",\"name\":\"The Fund Mentor\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/thefundmentor.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/thefundmentor.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"nl\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/thefundmentor.com\/#organization\",\"name\":\"The Fund Mentor\",\"url\":\"https:\/\/thefundmentor.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"nl\",\"@id\":\"https:\/\/thefundmentor.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/thefundmentor.com\/wp-content\/uploads\/sites\/506\/2025\/11\/Logo-The-Fund-Mentor.png\",\"contentUrl\":\"https:\/\/thefundmentor.com\/wp-content\/uploads\/sites\/506\/2025\/11\/Logo-The-Fund-Mentor.png\",\"width\":600,\"height\":600,\"caption\":\"The Fund Mentor\"},\"image\":{\"@id\":\"https:\/\/thefundmentor.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/thefundmentor.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"nl\",\"@id\":\"https:\/\/thefundmentor.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.\",\"url\":\"https:\/\/thefundmentor.com\/nl\/author\/bcgianni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"American Express Essential Credit Card Review: Low Interest & Flexible Benefits - The Fund Mentor","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thefundmentor.com\/nl\/507e2a81-c718-48f9-9b11-5fc9a0754148\/","og_locale":"nl_NL","og_type":"article","og_title":"American Express Essential Credit Card Review: Low Interest & Flexible Benefits - The Fund Mentor","og_description":"Our review of the American Express Essential Credit Card covers the pros and cons, how to apply, and why its low 12.99% rate and zero annual fee make it unique in Canada.","og_url":"https:\/\/thefundmentor.com\/nl\/507e2a81-c718-48f9-9b11-5fc9a0754148\/","og_site_name":"The Fund Mentor","article_published_time":"2026-02-04T23:33:00+00:00","article_modified_time":"2026-02-04T23:33:01+00:00","author":"Bruno Gianni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bruno Gianni","Est. reading time":"3 minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#article","isPartOf":{"@id":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/"},"author":{"name":"Bruno Gianni","@id":"https:\/\/thefundmentor.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4"},"headline":"American Express Essential Credit Card Review: Low Interest &#038; Flexible Benefits","datePublished":"2026-02-04T23:33:00+00:00","dateModified":"2026-02-04T23:33:01+00:00","mainEntityOfPage":{"@id":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/"},"wordCount":523,"commentCount":0,"publisher":{"@id":"https:\/\/thefundmentor.com\/#organization"},"articleSection":["Hidden"],"inLanguage":"nl","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/","url":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/","name":"American Express Essential Credit Card Review: Low Interest & Flexible Benefits - The Fund Mentor","isPartOf":{"@id":"https:\/\/thefundmentor.com\/#website"},"datePublished":"2026-02-04T23:33:00+00:00","dateModified":"2026-02-04T23:33:01+00:00","breadcrumb":{"@id":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#breadcrumb"},"inLanguage":"nl","potentialAction":[{"@type":"ReadAction","target":["https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/thefundmentor.com\/507e2a81-c718-48f9-9b11-5fc9a0754148\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/thefundmentor.com\/"},{"@type":"ListItem","position":2,"name":"American Express Essential Credit Card Review: Low Interest &#038; Flexible Benefits"}]},{"@type":"WebSite","@id":"https:\/\/thefundmentor.com\/#website","url":"https:\/\/thefundmentor.com\/","name":"The Fund Mentor","description":"","publisher":{"@id":"https:\/\/thefundmentor.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/thefundmentor.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"nl"},{"@type":"Organization","@id":"https:\/\/thefundmentor.com\/#organization","name":"The Fund Mentor","url":"https:\/\/thefundmentor.com\/","logo":{"@type":"ImageObject","inLanguage":"nl","@id":"https:\/\/thefundmentor.com\/#\/schema\/logo\/image\/","url":"https:\/\/thefundmentor.com\/wp-content\/uploads\/sites\/506\/2025\/11\/Logo-The-Fund-Mentor.png","contentUrl":"https:\/\/thefundmentor.com\/wp-content\/uploads\/sites\/506\/2025\/11\/Logo-The-Fund-Mentor.png","width":600,"height":600,"caption":"The Fund Mentor"},"image":{"@id":"https:\/\/thefundmentor.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/thefundmentor.com\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4","name":"Bruno Gianni","image":{"@type":"ImageObject","inLanguage":"nl","@id":"https:\/\/thefundmentor.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","caption":"Bruno Gianni"},"description":"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.","url":"https:\/\/thefundmentor.com\/nl\/author\/bcgianni\/"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"Bruno Gianni","author_link":"https:\/\/thefundmentor.com\/nl\/author\/bcgianni\/"},"uagb_comment_info":0,"uagb_excerpt":"Our review of the American Express Essential Credit Card covers the pros and cons, how to apply, and why its low 12.99% rate and zero annual fee make it unique in Canada.","_links":{"self":[{"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/posts\/18859"}],"collection":[{"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/comments?post=18859"}],"version-history":[{"count":1,"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/posts\/18859\/revisions"}],"predecessor-version":[{"id":18868,"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/posts\/18859\/revisions\/18868"}],"wp:attachment":[{"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/media?parent=18859"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/categories?post=18859"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thefundmentor.com\/nl\/wp-json\/wp\/v2\/tags?post=18859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}