{"id":16798,"date":"2026-01-31T22:00:00","date_gmt":"2026-01-31T22:00:00","guid":{"rendered":"https:\/\/thefundmentor.com\/876f938b-c2a0-4e17-8f6e-3b66284b6fe1\/"},"modified":"2026-01-31T22:00:21","modified_gmt":"2026-01-31T22:00:21","slug":"876f938b-c2a0-4e17-8f6e-3b66284b6fe1","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/nl\/876f938b-c2a0-4e17-8f6e-3b66284b6fe1\/","title":{"rendered":"Coles Rewards Mastercard: Earn Up to 3 Points Per $1 + $250 Cashback Offer"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aanbevolen voor jou<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Coles Rewards Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 3 Flybuys points per $1 spent, plus get $250 Coles Gift Card bonus, and enjoy a $99 annual fee. Perfect for frequent Coles shoppers seek rewards.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/nl\/redirect\/?https:\/\/www.money.com.au\/credit-cards\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solliciteer nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">U wordt doorgestuurd naar een andere website.<\/small>\n<\/div>\n<p>The Coles Rewards Mastercard is an attractive option for those who love scoring extra value when they shop. This card lets you earn up to 3 Flybuys points for every dollar spent on eligible purchases, making it a great choice for regular Coles customers. With a $99 annual fee and a purchase rate of 20.74% p.a., you\u2019ll also unlock a $250 Coles Gift Card if you apply by 17 Mar 2026 and spend $3,000 in the first 90 days from approval.<\/p>\n<h2>How to Apply for the Coles Rewards Mastercard<\/h2>\n<ol>\n<li>Check that you meet eligibility criteria such as age, citizenship, and income.<\/li>\n<li>Prepare your personal details and financial information (income, expenses).<\/li>\n<li>Complete the online application form and submit required ID documents.<\/li>\n<li>Wait for your application assessment and approval notification.<\/li>\n<li>Activate your card and start earning points on eligible purchases.<\/li>\n<\/ol>\n<h2>Main Benefits of the Coles Rewards Mastercard<\/h2>\n<p>With this card, you can enjoy competitive Flybuys earn rates, allowing you to rapidly collect points for rewards like grocery discounts and more.<\/p>\n<p>The $250 bonus gift card is a standout, especially for those who regularly spend at Coles stores. Complimentary insurance and flexible repayments add further appeal.<\/p>\n<h2>A Few Drawbacks to Consider<\/h2>\n<p>The purchase rate for this card is 20.74% p.a., which is on the higher side if you carry a balance past the interest-free period. Consider paying off your balance monthly.<\/p>\n<p>Cash advances and international purchases incur extra fees, so this isn\u2019t the best option for those who need to withdraw cash often or spend overseas.<\/p>\n<h2>Ons oordeel<\/h2>\n<p>The Coles Rewards Mastercard offers great value to everyday shoppers, especially those loyal to Coles and seeking Flybuys rewards. The annual fee remains reasonable, and the $250 gift card is a strong upfront incentive. As always, the best rewards go to those who repay in full each month and use the card for eligible purchases.\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Aanbevolen voor jou<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Coles Rewards Mastercard<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Earn up to 3 Flybuys points per $1 spent, plus get $250 Coles Gift Card bonus, and enjoy a $99 annual fee. Perfect for frequent Coles shoppers seek rewards.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/nl\/redirect\/?https:\/\/www.money.com.au\/credit-cards\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Solliciteer nu<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">U wordt doorgestuurd naar een andere website.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Explore the Coles Rewards Mastercard, offering up to 3 Flybuys points per $1, a $250 bonus gift card, and a $99 annual fee. Is it right for your wallet? Read our quick unbiased review.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Coles Rewards Mastercard: Earn Up to 3 Points Per $1 + $250 Cashback Offer - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/nl\/876f938b-c2a0-4e17-8f6e-3b66284b6fe1\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Coles Rewards Mastercard: Earn Up to 3 Points Per $1 + $250 Cashback Offer - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Explore the Coles Rewards Mastercard, offering up to 3 Flybuys points per $1, a $250 bonus gift card, and a $99 annual fee. 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