Westpac
Unlock up to 150,000 bonus Qantas Points, premium travel perks, lounge invitations, and a competitive earn rate with the Altitude Qantas Black card.
Introducing the Westpac Altitude Qantas Black Card
The Westpac Altitude Qantas Black card stands out in Australia for its attractive rewards. Earn up to 150,000 bonus Qantas Points, making it a leading option for frequent flyers and point chasers alike.
This premium card offers an impressive earn rate of up to 1.2 points per dollar spent. Enjoy two complimentary Qantas Club lounge invitations each year, perfect for your next trip.
An annual fee of $295 applies, plus a $75 p.a. Qantas Points opt-in fee. Cardholders also get access to complimentary travel insurance and a $450 Qantas Travel Credit option.
Eligibility criteria, fees, and minimum spend apply, so review all conditions before applying. The credit limit is tailored based on your assessment and financial situation.
Overall, the Westpac Altitude Qantas Black combines excellent rewards and lifestyle benefits for everyday spenders and travellers.
How to Apply for the Westpac Altitude Qantas Black Card
Getting started is simple. First, select the card from Westpac’s selection online and follow the application prompts.
Gather your identification, income, and financial documents. Complete the digital application and include all required supporting evidence.
Next, review your details and submit your request for assessment. Westpac will process your application and may request further information if needed.
If approved, you’ll receive your credit card along with instructions to activate and start using it immediately to earn rewards.
Be sure to meet minimum spend requirements within the promotional period to unlock the maximum bonus points.
Pros: Outstanding Rewards and Travel Perks
The headline advantage is up to 150,000 bonus Qantas Points. This can cover major domestic or international flights when redeemed effectively.
The complimentary lounge invitations elevate your travel experience, and the $450 Qantas Travel Credit potentially offsets much of your annual fee.
Cons: Fees and Spend Requirement Caveats
While benefits are substantial, the $295 annual fee plus the $75 opt-in fee may be steep for some cardholders, especially if you aren’t a frequent traveller.
Minimum spend thresholds must be met within a specified timeframe to access the bonus points, so consider your usual card usage before applying.
Verdict: Is the Westpac Altitude Qantas Black Right for You?
This card is ideal for Australians who frequently travel or wish to maximise Qantas Point earnings. The upfront bonuses, ongoing earn rate, and travel extras offer substantial value if used strategically.
If you can take full advantage of the perks, especially lounge access and travel credit, the Westpac Altitude Qantas Black is a compelling choice among reward cards.
