ANZ Platinum Credit Card
Enjoy $450 back when you spend $4,500 in 4 months, $0 annual fee in the first year, and 20.99% p.a. purchase rate. Apply with ease.
The ANZ Platinum Credit Card offers an attractive promotion for new cardholders: get $450 credited back when you spend $4,500 on eligible purchases in the first 4 months. What’s more, the annual fee is waived for the first year, with a $87 annual fee applying from the second year. The card carries a purchase rate of 20.99% p.a. and is designed for users seeking value and rewards with their everyday spending.
How to Apply: A Simple Process
1. Confirm you meet the eligibility criteria (18+, good credit, residency status, and proof of income).
2. Prepare documents like ID, employment, and income details for a smooth application.
3. Complete the online application form — you’ll be guided step by step by ANZ’s process.
4. Submit the application and await approval, often delivered within days if all information is verified.
5. Activate your new ANZ Platinum Credit Card and start spending to activate your bonus credit offer.
What’s Great About This Card?
The generous $450 cashback in the first four months stands out among offers from major banks in Australia. Combined with zero annual fee for the first year, it presents a significant upfront saving. Ongoing rewards and platinum card perks round off the benefits.
Any Downsides?
The purchase rate of 20.99% p.a. is higher than basic cards, so the card is most suitable for those who pay their balance in full monthly. The second-year fee of $87 may not suit occasional users.
Verdict: Is It Worthwhile?
This card is ideal if you want a significant credit back with a reputable Australian bank and plan to pay off purchases monthly. Applying is straightforward, and the upfront savings make it a top pick for value-focused cardholders this year.
