ANZ
$450 credit back with $4,500 spend in first 4 months. Enjoy $0 annual fee in the first year. Ideal for those wanting value rewards and purchase flexibility.
The ANZ Platinum Credit Card currently features one of the most compelling offers on the market. You can access a $450 credit back when you spend $4,500 on eligible purchases within the first four months of approval. Notably, there is a $0 annual fee for the first year, after which the ongoing fee is $87 per year. Eligibility conditions apply, and application approval is required.
Come candidarsi: passo dopo passo
- Review the full eligibility requirements for the card.
- Gather your identification and proof of income documents.
- Complete the online application form with accurate financial details.
- Await confirmation of approval and ensure card activation when received.
- Meet the spend threshold of $4,500 on eligible purchases within four months to receive your credit back benefit.
Pros: Key Advantages
The main drawcard for the ANZ Platinum Credit Card is the $450 credit back, allowing you to save money almost immediately when you start using the card and achieve the spend criteria.
Additionally, there are no annual fees in the first year, making it a competitive option for anyone looking to minimise upfront costs while taking advantage of attractive rewards.
Cons: Points to Consider
Once the first year expires, an $87 annual fee is charged, so keep this in mind if you’re considering a longer-term option. If you don’t spend $20,000 annually thereafter, the annual fee won’t be waived.
The credit back is only available for new applicants and is not stackable with other existing offers or internal card transfers, meaning repeat applicants or existing card holders will not benefit.
Verdetto
Independent analysis shows the ANZ Platinum Credit Card deal delivers immediate value through the $450 credit back and waived first year annual fee. While it is best suited for new card seekers, the offer stands out for strong initial benefits versus average annual fees.
This card is a solid choice for Australians looking to maximise benefits on a new credit card with a reputable bank and convert everyday spending into tangible savings.
