Capitec Bank
Get up to R500,000 credit limit, prime-linked rates, 1% cashback, and free travel insurance. Quick digital application and branch or delivery pick-up.
Introducing the Capitec GlobalOne Credit Card Offer
The Capitec GlobalOne Credit Card delivers on flexibility with a credit limit of up to R500,000 and competitive interest rates starting from prime. Applicants need to earn a minimum of R5,000 per month and pay a R45 management fee monthly. The card stands out for offering up to 55 days interest-free and a convenient application process that can be completed at a branch, online, or via mobile app.
How to Apply for the Capitec GlobalOne Credit Card
1. Submit your application online, via the Capitec app, or at a branch.
2. Enter personal and employment details, including monthly income and employer information.
3. Upload your original ID, latest salary slip, and 3-month bank statement.
4. Await instant online feedback to know if you’re approved.
5. Collect your card at your nearest branch or choose home delivery for added convenience.
Top Pros of the Capitec GlobalOne Credit Card
The Capitec card is praised for its easy, streamlined application suitable for both new and experienced credit seekers. Its perks include free card delivery, up to 1% cash back for in-store and online purchases, and complimentary travel insurance up to R5 million, providing excellent value for the management fee.
Key Cons of the Capitec GlobalOne Credit Card
Although the application is largely digital, some users may find document uploads challenging. The salary threshold of R5,000/month could exclude lower-income earners, and self-employed individuals face stricter criteria. Still, the low fee and high benefits make it attractive overall.
Il nostro verdetto
The Capitec GlobalOne Credit Card stands out in the SA market for its quick online approval, generous credit limits, cashback and solid travel protection. If you meet the income requirements and value digital convenience, this option is hard to beat for affordability and ease.
