{"id":73288,"date":"2026-05-20T08:26:00","date_gmt":"2026-05-20T08:26:00","guid":{"rendered":"https:\/\/thefundmentor.com\/2cd1331f-a4ce-4d9d-a197-a073d57e8a7d\/"},"modified":"2026-05-20T08:26:47","modified_gmt":"2026-05-20T08:26:47","slug":"2cd1331f-a4ce-4d9d-a197-a073d57e8a7d","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/fr\/2cd1331f-a4ce-4d9d-a197-a073d57e8a7d\/","title":{"rendered":"UniCredit Credit Standard: N\u00edzky ro\u010dn\u00fd poplatok a bez\u00faro\u010dn\u00e9 obdobie 45 dn\u00ed"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Odpor\u00fa\u010dan\u00e9 pre v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Norme de cr\u00e9dit UniCredit<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">V\u00fdhodn\u00e1 kreditn\u00e1 karta s ro\u010dn\u00fdm poplatkom iba 13,20 \u20ac, \u00farokovou sadzbou 17,7 % a 45-d\u0148ov\u00fdm bez\u00faro\u010dn\u00fdm obdob\u00edm ide\u00e1lna na ka\u017edodenn\u00e9 platby aj rezervy.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/www.financnykompas.sk\/kreditna-karta\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017eiada\u0165 teraz<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete presmerovan\u00ed na in\u00fa str\u00e1nku<\/small>\n<\/div>\n<p>Ponuka kreditnej karty UniCredit Credit Standard patr\u00ed medzi najdostupnej\u0161ie rie\u0161enia na slovenskom trhu. Ro\u010dn\u00fd poplatok vo v\u00fd\u0161ke 13,20 \u20ac je jedn\u00fdm z najni\u017e\u0161\u00edch, \u010do pote\u0161\u00ed v\u0161etk\u00fdch, ktor\u00ed chc\u00fa u\u0161etri\u0165 na fixn\u00fdch n\u00e1kladoch.<\/p>\n<p>Karta m\u00e1 \u00farokov\u00fa sadzbu 17,70 % ro\u010dne a poskytuje bez\u00faro\u010dn\u00e9 obdobie a\u017e 45 dn\u00ed, \u010do znamen\u00e1, \u017ee ak splat\u00edte \u010derpan\u00fa sumu na\u010das, neplat\u00edte \u017eiadne \u00faroky. To je ve\u013ek\u00fdm plusom pri be\u017enom pou\u017e\u00edvan\u00ed a spr\u00e1vnom riaden\u00ed financi\u00ed.<\/p>\n<p>Kreditn\u00fd limit je prisp\u00f4soben\u00fd individu\u00e1lne pod\u013ea pr\u00edjmu klienta a jeho \u00faverovej hist\u00f3rie. O kreditn\u00fa kartu m\u00f4\u017eete po\u017eiada\u0165 aj bez nutnosti otv\u00e1rania be\u017en\u00e9ho \u00fa\u010dtu v UniCredit banke.<\/p>\n<h3>Postup \u017eiadosti o UniCredit Credit Standard<\/h3>\n<p>Vyh\u013eadajte online formul\u00e1r alebo nav\u0161t\u00edvte pobo\u010dku UniCredit banky so svoj\u00edm dokladom toto\u017enosti a dokladom o pr\u00edjme.<\/p>\n<p>Vypl\u0148te \u017eiados\u0165 vr\u00e1tane osobn\u00fdch a kontaktn\u00fdch \u00fadajov, pri\u010dom banka n\u00e1sledne pos\u00fadi va\u0161u bonitu. Potvrdenie o zriaden\u00ed dostanete \u010dasto do nieko\u013ek\u00fdch dn\u00ed.<\/p>\n<p>Po schv\u00e1len\u00ed a podpise zmluvy obdr\u017e\u00edte kreditn\u00fa kartu po\u0161tou alebo priamo na pobo\u010dke. Karta je ihne\u010f pripraven\u00e1 na pou\u017e\u00edvanie po aktiv\u00e1cii a nastaven\u00ed PIN k\u00f3du.<\/p>\n<h3>V\u00fdhody kreditnej karty UniCredit Credit Standard<\/h3>\n<p>Najv\u00e4\u010d\u0161ou v\u00fdhodou je n\u00edzky ro\u010dn\u00fd poplatok iba 13,20 \u20ac v porovnan\u00ed s konkuren\u010dn\u00fdmi ponukami. Kreditn\u00e1 karta je ide\u00e1lna na be\u017en\u00e9 aj ne\u010dakan\u00e9 v\u00fddavky.<\/p>\n<p>Bez\u00faro\u010dn\u00e9 obdobie 45 dn\u00ed umo\u017e\u0148uje vyu\u017e\u00edva\u0165 \u00faver bez nav\u00fd\u0161enia, pokia\u013e splat\u00edte dlh na\u010das. Na v\u00fdbery hotovosti sa v\u0161ak toto obdobie obvykle nevz\u0165ahuje.<\/p>\n<h3>Nev\u00fdhody kreditnej karty UniCredit Credit Standard<\/h3>\n<p>\u00darokov\u00e1 sadzba 17,70 % je konkurencieschopn\u00e1, ale ak nezaplat\u00edte v\u010das, spl\u00e1canie \u00faveru sa m\u00f4\u017ee predra\u017ei\u0165. Na v\u00fdbery hotovosti platia obmedzenia a v\u00fdnimky.<\/p>\n<p>\u010eal\u0161ou nev\u00fdhodou je, \u017ee banka si m\u00f4\u017ee \u00fa\u010dtova\u0165 poplatky za v\u00fdber z bankomatu \u010di za niektor\u00e9 zahrani\u010dn\u00e9 transakcie. Tento produkt je najv\u00fdhodnej\u0161\u00ed pre zodpovedn\u00fdch klientov.<\/p>\n<h3>Verdikt<\/h3>\n<p>UniCredit Credit Standard je vhodn\u00e1 kreditn\u00e1 karta najm\u00e4 pre t\u00fdch, ktor\u00ed chc\u00fa ma\u0165 rezervu na be\u017en\u00e9 aj ne\u010dakan\u00e9 v\u00fddavky a ocenia n\u00edzky poplatok spolu s dlhou dobou bez\u00faro\u010dn\u00e9ho obdobia.<\/p>\n<p>Pri spr\u00e1vnom vyu\u017e\u00edvan\u00ed a spl\u00e1can\u00ed na\u010das dok\u00e1\u017ee karta v\u00fdrazne u\u0161etri\u0165 n\u00e1klady na \u00faver a zv\u00fd\u0161i\u0165 komfort ka\u017edodenn\u00fdch platieb. Celkovo ju odpor\u00fa\u010dame pre rozumn\u00e9 hospod\u00e1renie.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Odpor\u00fa\u010dan\u00e9 pre v\u00e1s<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Norme de cr\u00e9dit UniCredit<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">V\u00fdhodn\u00e1 kreditn\u00e1 karta s ro\u010dn\u00fdm poplatkom iba 13,20 \u20ac, \u00farokovou sadzbou 17,7 % a 45-d\u0148ov\u00fdm bez\u00faro\u010dn\u00fdm obdob\u00edm ide\u00e1lna na ka\u017edodenn\u00e9 platby aj rezervy.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/www.financnykompas.sk\/kreditna-karta\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Po\u017eiada\u0165 teraz<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Budete presmerovan\u00ed na in\u00fa str\u00e1nku<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Recenzia na kreditn\u00fa kartu UniCredit Credit Standard V\u00fdhodn\u00fd ro\u010dn\u00fd poplatok, bez\u00faro\u010dn\u00e9 obdobie 45 dn\u00ed a \u00farokov\u00e1 sadzba 17,7 %. Z\u00edskajte viac inform\u00e1ci\u00ed a po\u017eiadajte online<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UniCredit Credit Standard: N\u00edzky ro\u010dn\u00fd poplatok a bez\u00faro\u010dn\u00e9 obdobie 45 dn\u00ed - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/fr\/2cd1331f-a4ce-4d9d-a197-a073d57e8a7d\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UniCredit Credit Standard: N\u00edzky ro\u010dn\u00fd poplatok a bez\u00faro\u010dn\u00e9 obdobie 45 dn\u00ed - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Recenzia na kreditn\u00fa kartu UniCredit Credit Standard V\u00fdhodn\u00fd ro\u010dn\u00fd poplatok, bez\u00faro\u010dn\u00e9 obdobie 45 dn\u00ed a \u00farokov\u00e1 sadzba 17,7 %. 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