{"id":66495,"date":"2026-04-28T07:40:00","date_gmt":"2026-04-28T07:40:00","guid":{"rendered":"https:\/\/thefundmentor.com\/abe27be9-af77-4e0f-ab50-7512e01265f4\/"},"modified":"2026-04-28T07:40:09","modified_gmt":"2026-04-28T07:40:09","slug":"abe27be9-af77-4e0f-ab50-7512e01265f4","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/fr\/abe27be9-af77-4e0f-ab50-7512e01265f4\/","title":{"rendered":"Po\u017cyczki z Rz\u0105dowego Programu Pierwszy biznes \u2013 Wsparcie w starcie: niskie oprocentowanie, d\u0142ugi okres sp\u0142aty, brak prowizji"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Polecane dla Ciebie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">BGK \u2013 Wsparcie w starcie<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Po\u017cyczki do 140 000 z\u0142, niskie oprocentowanie od 0,58%, brak prowizji, do 7 lat sp\u0142aty \u2013 atrakcyjna opcja dla nowych firm, absolwent\u00f3w i bezrobotnych.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/www.bgk.pl\/male-i-srednie-przedsiebiorstwa\/inwestycje\/finansowanie-ze-srodkow-krajowych\/pozyczki-z-programu-pierwszy-biznes-wsparcie-w-starcie\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplikowa\u0107 teraz<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Zostaniesz przekierowany na inn\u0105 stron\u0119<\/small>\n<\/div>\n<h2>O ofercie Po\u017cyczki z Rz\u0105dowego Programu Pierwszy biznes \u2013 Wsparcie w starcie<\/h2>\n<p>Po\u017cyczki oferowane przez BGK w ramach programu to wsparcie dla os\u00f3b rozpoczynaj\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105. Kluczowe atuty to aktualne oprocentowanie na poziomie 1,45% lub nawet 0,58% rocznie. Maksymalna kwota po\u017cyczki wynosi ok. 140 000 z\u0142, okres sp\u0142aty to nawet 7 lat. Dodatkowo nie ponosisz \u017cadnych op\u0142at i prowizji zar\u00f3wno za rozpatrzenie wniosku, jak i za obs\u0142ug\u0119 po\u017cyczki. Karencja w sp\u0142acie kapita\u0142u mo\u017ce wynie\u015b\u0107 do 12 miesi\u0119cy. Oferta jest skierowana do student\u00f3w, absolwent\u00f3w, os\u00f3b bezrobotnych oraz opiekun\u00f3w os\u00f3b z niepe\u0142nosprawno\u015bciami, jak r\u00f3wnie\u017c przedsi\u0119biorstw planuj\u0105cych utworzenie nowych miejsc pracy.<\/p>\n<h2>Jak z\u0142o\u017cy\u0107 wniosek o po\u017cyczk\u0119 \u2013 krok po kroku<\/h2>\n<p>1. Znajd\u017a instytucj\u0119 finansow\u0105 obs\u0142uguj\u0105c\u0105 Tw\u00f3j region.<br \/>\n2. Wype\u0142nij wniosek osobi\u015bcie lub przez generator online.<br \/>\n3. Skonsultuj si\u0119 z doradc\u0105, je\u015bli masz pytania podczas wype\u0142niania formularza.<br \/>\n4. Z\u0142\u00f3\u017c wniosek i poczekaj na rozpatrzenie (do 14 dni roboczych).<br \/>\n5. Po pozytywnej decyzji podpisz umow\u0119 i uruchom dzia\u0142alno\u015b\u0107.<br \/>\n6. Otrzymasz \u015brodki na konto i mo\u017cesz inwestowa\u0107 w sw\u00f3j biznes.<\/p>\n<h2>Zalety po\u017cyczki z Wsparcia w starcie<\/h2>\n<p>Rz\u0105dowy Program Pierwszy biznes \u2013 Wsparcie w starcie to jedna z nielicznych po\u017cyczek, kt\u00f3re nie wymagaj\u0105 \u017cadnych dodatkowych op\u0142at czy prowizji. Dla pocz\u0105tkuj\u0105cych przedsi\u0119biorc\u00f3w to ogromne odci\u0105\u017cenie finansowe na starcie. Atrakcyjne, niskie oprocentowanie oraz elastyczny okres sp\u0142aty (do 7 lat) pozwalaj\u0105 wygodnie zarz\u0105dza\u0107 bud\u017cetem. Dodatkowo, istotnym atutem jest dost\u0119p do bezp\u0142atnych szkole\u0144 i doradztwa \u2013 to realne wsparcie przy pierwszych krokach w biznesie.<\/p>\n<h2>Wady po\u017cyczki \u2013 co warto wiedzie\u0107?<\/h2>\n<p>Program zako\u0144czy\u0142 przyjmowanie nowych wniosk\u00f3w, wi\u0119c obecnie nie mo\u017cna skorzysta\u0107 z po\u017cyczki na dotychczasowych zasadach \u2013 warto sprawdzi\u0107 inne oferty pa\u0144stwowe. Ponadto uzyskanie po\u017cyczki wymaga przygotowania dokumentacji oraz spe\u0142nienia kryteri\u00f3w formalnych \u2013 dla niekt\u00f3rych mo\u017ce by\u0107 to pewna bariera. Ograniczeniem jest tak\u017ce brak mo\u017cliwo\u015bci \u0142\u0105czenia tej po\u017cyczki z innymi dotacjami na za\u0142o\u017cenie firmy.<\/p>\n<h2>Werdykt \u2013 czy warto?<\/h2>\n<p>Po\u017cyczka z programu Wsparcie w starcie to propozycja dla os\u00f3b, kt\u00f3re szukaj\u0105 taniego i przejrzystego finansowania startu dzia\u0142alno\u015bci gospodarczej. Brak prowizji, bardzo atrakcyjne oprocentowanie i mo\u017cliwo\u015b\u0107 d\u0142ugiego okresu sp\u0142aty wyr\u00f3\u017cniaj\u0105 ofert\u0119 na polskim rynku. Potencja\u0142 doradztwa finansowego oraz szkole\u0144 dodatkowo zwi\u0119ksza szanse na powodzenie nowego biznesu. Je\u017celi spe\u0142niasz kryteria i w przysz\u0142o\u015bci program wznowi nab\u00f3r, zdecydowanie warto rozwa\u017cy\u0107 t\u0119 opcj\u0119. <\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Polecane dla Ciebie<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">BGK \u2013 Wsparcie w starcie<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Po\u017cyczki do 140 000 z\u0142, niskie oprocentowanie od 0,58%, brak prowizji, do 7 lat sp\u0142aty \u2013 atrakcyjna opcja dla nowych firm, absolwent\u00f3w i bezrobotnych.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/www.bgk.pl\/male-i-srednie-przedsiebiorstwa\/inwestycje\/finansowanie-ze-srodkow-krajowych\/pozyczki-z-programu-pierwszy-biznes-wsparcie-w-starcie\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplikowa\u0107 teraz<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Zostaniesz przekierowany na inn\u0105 stron\u0119<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Poznaj po\u017cyczki z programu Wsparcie w starcie BGK! Niskie oprocentowanie, brak prowizji oraz atrakcyjne warunki sp\u0142aty nawet do 7 lat. Dowiedz si\u0119, czy to dobry wyb\u00f3r dla Ciebie.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Po\u017cyczki z Rz\u0105dowego Programu Pierwszy biznes \u2013 Wsparcie w starcie: niskie oprocentowanie, d\u0142ugi okres sp\u0142aty, brak prowizji - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/fr\/abe27be9-af77-4e0f-ab50-7512e01265f4\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Po\u017cyczki z Rz\u0105dowego Programu Pierwszy biznes \u2013 Wsparcie w starcie: niskie oprocentowanie, d\u0142ugi okres sp\u0142aty, brak prowizji - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Poznaj po\u017cyczki z programu Wsparcie w starcie BGK! 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