{"id":57153,"date":"2026-04-15T17:00:00","date_gmt":"2026-04-15T17:00:00","guid":{"rendered":"https:\/\/thefundmentor.com\/28f57126-e1a7-4961-930f-20452bd74926\/"},"modified":"2026-04-15T17:00:22","modified_gmt":"2026-04-15T17:00:22","slug":"28f57126-e1a7-4961-930f-20452bd74926","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/fr\/28f57126-e1a7-4961-930f-20452bd74926\/","title":{"rendered":"Financiamiento Auto BICE: Tasa 0,79% y Hasta 48 Cuotas, Detalles y Opini\u00f3n"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour toi<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Banco BICE &#8211; Compra tu auto<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financia tu auto nuevo entre 25 y 48 cuotas a tasa preferencial de 0,79%. Condiciones convenientes y proceso flexible para clientes sin mora.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/banco.bice.cl\/personas\/beneficios\/compra-tu-auto-en-25-a-48-cuotas-con-tasa-preferencial\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro site web<\/small>\n<\/div>\n<p>Banco BICE ofrece un financiamiento automotriz con tasa preferencial del 0,79%, disponible para compras entre 25 y 48 cuotas. El beneficio es v\u00e1lido para personas naturales sin mora vigente y s\u00f3lo aplica en comercios automotrices chilenos afiliados. La promoci\u00f3n es v\u00e1lida hasta el 1 de abril de 2026.<\/p>\n<p>La oferta permite comprar veh\u00edculos nuevos con una tasa CAE de 9,83%. Por ejemplo, para una compra referencial de $5.000.000 a 48 cuotas, el monto total a pagar asciende a $6.067.261. La liquidaci\u00f3n y el plazo flexible facilitan una cuota mensual m\u00e1s conveniente, ideal para quienes buscan organizar sus finanzas.<\/p>\n<p>El cr\u00e9dito debe gestionarse directamente en la automotora al momento de la compra y el pago requiere el uso de la tarjeta de cr\u00e9dito Visa de Banco BICE. Adem\u00e1s, las cuotas est\u00e1n afectas a impuestos, por lo que hay que considerarlo dentro de los costos finales.<\/p>\n<h3>Paso a paso para solicitar el financiamiento<\/h3>\n<ol>\n<li>Verifica que cumples con los requisitos (cliente Banco BICE, sin mora, persona natural).<\/li>\n<li>Acude a una automotora afiliada al Banco BICE y selecciona el veh\u00edculo.<\/li>\n<li>Solicita el pago en 25 a 48 cuotas usando tu tarjeta de cr\u00e9dito Visa BICE al momento de la compra.<\/li>\n<li>Confirma la tasa promocional y revisa el detalle del CAE y los impuestos asociados.<\/li>\n<li>Finaliza la compra y recibe tu nuevo veh\u00edculo.<\/li>\n<\/ol>\n<h3>Ventajas del financiamiento BICE<\/h3>\n<p>Una de las principales ventajas es la tasa fija y preferencial del 0,79%, que se traduce en cuotas mensuales accesibles. Adem\u00e1s, el plazo flexible de hasta 48 meses permite ajustar el gasto mensual al presupuesto familiar.<\/p>\n<p>El proceso de solicitud y aprobaci\u00f3n es r\u00e1pido, siempre que la compra se haga directamente en la automotora y usando la tarjeta Visa BICE, lo que simplifica la gesti\u00f3n para el cliente.<\/p>\n<h3>Desventajas y aspectos a considerar<\/h3>\n<p>La principal desventaja tiene que ver con la obligaci\u00f3n de ser cliente BICE y no tener mora. Esto limita el acceso de nuevos usuarios o quienes tienen morosidad vigente.<\/p>\n<p>Las cuotas est\u00e1n afectas al impuesto de timbres, lo que aumenta el costo total del cr\u00e9dito. Asimismo, solo aplica en comercios del rubro automotriz nacional.<\/p>\n<h3>Veredicto final<\/h3>\n<p>En resumen, el financiamiento automotriz BICE con tasa 0,79% y hasta 48 cuotas es una alternativa competitiva para quienes ya son clientes y buscan condiciones favorables para adquirir un auto nuevo. Su bajo inter\u00e9s y flexibilidad lo hacen una opci\u00f3n s\u00f3lida, pero se debe considerar cuidadosamente el costo total, impuestos incluidos.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour toi<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Banco BICE &#8211; Compra tu auto<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financia tu auto nuevo entre 25 y 48 cuotas a tasa preferencial de 0,79%. Condiciones convenientes y proceso flexible para clientes sin mora.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/banco.bice.cl\/personas\/beneficios\/compra-tu-auto-en-25-a-48-cuotas-con-tasa-preferencial\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postular ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Conoce la oferta de financiamiento automotriz de Banco BICE con tasa promocional de 0,79% en cuotas flexibles de 25 a 48 meses. Detalles, ventajas y puntos a considerar aqu\u00ed.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financiamiento Auto BICE: Tasa 0,79% y Hasta 48 Cuotas, Detalles y Opini\u00f3n - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/fr\/28f57126-e1a7-4961-930f-20452bd74926\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financiamiento Auto BICE: Tasa 0,79% y Hasta 48 Cuotas, Detalles y Opini\u00f3n - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Conoce la oferta de financiamiento automotriz de Banco BICE con tasa promocional de 0,79% en cuotas flexibles de 25 a 48 meses. 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