{"id":33883,"date":"2026-03-04T21:30:00","date_gmt":"2026-03-04T21:30:00","guid":{"rendered":"https:\/\/thefundmentor.com\/6e046752-0426-4259-a2b4-d3581171ce5e\/"},"modified":"2026-03-04T21:30:04","modified_gmt":"2026-03-04T21:30:04","slug":"6e046752-0426-4259-a2b4-d3581171ce5e","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/fr\/6e046752-0426-4259-a2b4-d3581171ce5e\/","title":{"rendered":"ING Credit Card: 0% Dob\u00e2nd\u0103 la Rate, F\u0103r\u0103 Comisioane \u0219i Aplica\u021bie Complet Online"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ING Credit Card<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Ob\u021bine p\u00e2n\u0103 la 75.000 lei credit, 0% dob\u00e2nd\u0103 la plat\u0103 \u00een rate la parteneri sau peste 500 lei, 0 comision de emitere, aplica\u021bie integral online.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/ing.ro\/persoane-fizice\/credite\/credit-card\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplic\u0103 acum<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre alt website<\/small>\n<\/div>\n<p><b>ING Credit Card<\/b> se remarc\u0103 printre cardurile de cump\u0103r\u0103turi datorit\u0103 ratei dob\u00e2nzii fixe de 25% pe an pentru sumele nerambursate \u0219i a plafonului maxim de credit de 75.000 lei, acordat \u00een limita a trei venituri nete lunare ale solicitantului. Cardul nu are comision de emitere sau de livrare, iar taxa anual\u0103 de administrare este de 35 lei din al doilea an. Po\u021bi s\u0103 ob\u021bii cardul 100% online, direct din ING Home\u2019Bank sau din Office, cu actul de identitate.<\/p>\n<h3>Cum aplici pentru ING Credit Card<\/h3>\n<ul>\n<li>Descarci aplica\u021bia ING Home\u2019Bank pe telefon<\/li>\n<li>\u00ce\u021bi deschizi contul direct din aplica\u021bie cu buletinul<\/li>\n<li>Completezi cererea de card de credit<\/li>\n<li>Prime\u0219ti aprobarea rapid, de regul\u0103 pe loc, dac\u0103 \u00eendepline\u0219ti criteriile minime<\/li>\n<\/ul>\n<h3>Avantaje principale<\/h3>\n<p>Unul dintre cele mai mari atuuri ale ING Credit Card este op\u021biunea de plat\u0103 \u00een 3 rate f\u0103r\u0103 dob\u00e2nd\u0103 oriunde \u00een lume pentru sume peste 500 lei. De asemenea, la partenerii ING ai p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103 la cump\u0103r\u0103turi, ceea ce aduce flexibilitate \u0219i economie.<\/p>\n<p>Zero comisioane de emitere \u0219i livrare a cardului plus u\u0219urin\u021ba aplic\u0103rii online \u00eel fac foarte accesibil. Cardul virtual este disponibil f\u0103r\u0103 taxe \u0219i e rapid emis, plus c\u0103 po\u021bi face pl\u0103\u021bi cu telefonul.<\/p>\n<h3>Dezavantaje de avut \u00een vedere<\/h3>\n<p>Dob\u00e2nda anual\u0103 de 25% se aplic\u0103 rapid pentru sumele neachitate dup\u0103 perioada de gra\u021bie sau pe sumele retrase \u00een numerar, ceea ce poate duce la costuri suplimentare dac\u0103 nu rambursezi la timp.<\/p>\n<p>Pl\u0103\u021bile \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103 nu sunt valabile la anumite magazine precum EasyBox, iar lista de parteneri se poate schimba, deci trebuie verificat \u00eenainte de cump\u0103rare.<\/p>\n<h3>Verdictul final<\/h3>\n<p>ING Credit Card reprezint\u0103 o op\u021biune excelent\u0103 pentru clien\u021bii care doresc s\u0103 gestioneze cump\u0103r\u0103turile \u00een mod eficient \u0219i s\u0103 profite de pl\u0103\u021bi \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103. Platforma online \u0219i lipsa comisioanelor de baz\u0103 sporesc atractivitatea acestui card. Totu\u0219i, pentru a evita costuri inutile, recomand\u0103m rambursarea la timp a sumelor utilizate. ING Credit Card este ideal pentru cump\u0103r\u0103turi \u00een rate \u0219i gestionare facil\u0103 din Home\u2019Bank.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomandat pentru tine<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">ING Credit Card<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Ob\u021bine p\u00e2n\u0103 la 75.000 lei credit, 0% dob\u00e2nd\u0103 la plat\u0103 \u00een rate la parteneri sau peste 500 lei, 0 comision de emitere, aplica\u021bie integral online.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/ing.ro\/persoane-fizice\/credite\/credit-card\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplic\u0103 acum<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vei fi redirec\u021bionat c\u0103tre alt website<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descoper\u0103 ING Credit Card cu 0% dob\u00e2nd\u0103 la cump\u0103r\u0103turi \u00een rate la parteneri \u0219i f\u0103r\u0103 comisioane de emitere. Aplici online rapid, ai credit mare \u0219i control digital total.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ING Credit Card: 0% Dob\u00e2nd\u0103 la Rate, F\u0103r\u0103 Comisioane \u0219i Aplica\u021bie Complet Online - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/fr\/6e046752-0426-4259-a2b4-d3581171ce5e\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ING Credit Card: 0% Dob\u00e2nd\u0103 la Rate, F\u0103r\u0103 Comisioane \u0219i Aplica\u021bie Complet Online - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Descoper\u0103 ING Credit Card cu 0% dob\u00e2nd\u0103 la cump\u0103r\u0103turi \u00een rate la parteneri \u0219i f\u0103r\u0103 comisioane de emitere. 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