{"id":30397,"date":"2026-02-24T17:10:00","date_gmt":"2026-02-24T17:10:00","guid":{"rendered":"https:\/\/thefundmentor.com\/326322c4-adcd-43ca-abd8-973a25f4562e\/"},"modified":"2026-02-24T17:10:46","modified_gmt":"2026-02-24T17:10:46","slug":"326322c4-adcd-43ca-abd8-973a25f4562e","status":"publish","type":"post","link":"https:\/\/thefundmentor.com\/fr\/326322c4-adcd-43ca-abd8-973a25f4562e\/","title":{"rendered":"AIB Credit Card Offer: No Annual Fee, Contactless, and Flexible Repayment"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">AIB Credit Card<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual bank fee, up to 56 days interest-free, and flexible repayment options make AIB cards a strong choice. Minimum salary for main cards: \u20ac16,000.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/aib.ie\/our-products\/credit-cards\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postulez maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<p>AIB offers several personal credit cards, such as the Classic Visa and Platinum Visa, featuring no annual bank fee and flexible credit limits. To qualify, applicants must meet a minimum annual salary requirement, starting from \u20ac16,000. Most cards also promise up to 56 days interest-free if balances are paid in full and on time.<\/p>\n<p>Interest rates vary depending on the card product, with introductory offers on purchases and balance transfers for the \u2018be\u2019 Visa, Platinum, and Student cards. Credit limits are determined by your ability to repay and can be adjusted after a review.<\/p>\n<h2>How to Apply for an AIB Credit Card<\/h2>\n<p>Applying for an AIB credit card is straightforward. Start by logging into your AIB mobile or internet banking. Complete the short online application and provide your payslips, bank statements, and proof of PPS number. If you have another credit card elsewhere, include those statements as well. Once submitted, AIB will review your documentation and contact you about approval.<\/p>\n<h2>Pros of the AIB Credit Card<\/h2>\n<p>A key benefit is the absence of an annual bank fee, excluding government stamp duty. The cards allow you to manage your account online and make contactless or mobile payments. Flexible repayment lets you pay as little as 3% of your balance monthly. Emergency cash service and secure internet shopping add a reassurance of security for cardholders.<\/p>\n<h2>Cons of the AIB Credit Card<\/h2>\n<p>AIB credit cards do require a government stamp duty, and not every card comes with cashback rewards. Introductory rates are not available on the Click Visa. Also, applicants must meet minimum income requirements and provide detailed documentation, which may be inconvenient for some.<\/p>\n<h2>Verdict: A Strong, Flexible Choice for Irish Users<\/h2>\n<p>Overall, AIB personal credit cards combine flexibility, security, and digital convenience. With no annual bank fee (except government duty), they suit a variety of users, especially those looking for contactless features and easy account management.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">AIB Credit Card<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">No annual bank fee, up to 56 days interest-free, and flexible repayment options make AIB cards a strong choice. Minimum salary for main cards: \u20ac16,000.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/thefundmentor.com\/fr\/redirect\/?https:\/\/aib.ie\/our-products\/credit-cards\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Postulez maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Explore the perks of AIB&#8217;s credit card range for Ireland including no annual bank fee, flexible monthly repayments, contactless and mobile payment, and secure shopping. Unbiased review inside.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AIB Credit Card Offer: No Annual Fee, Contactless, and Flexible Repayment - The Fund Mentor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thefundmentor.com\/fr\/326322c4-adcd-43ca-abd8-973a25f4562e\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AIB Credit Card Offer: No Annual Fee, Contactless, and Flexible Repayment - The Fund Mentor\" \/>\n<meta property=\"og:description\" content=\"Explore the perks of AIB&#039;s credit card range for Ireland including no annual bank fee, flexible monthly repayments, contactless and mobile payment, and secure shopping. 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