Bihar Government Student Credit Card
Benefit from an interest-free education loan of up to ₹4,00,000 for higher studies in engineering, medicine, management and more, available to Bihar residents.
The Bihar Student Credit Card scheme gives students in Bihar a unique advantage. Under this programme, eligible candidates can secure an interest-free loan up to ₹4,00,000 to fund their higher education. Launched in October 2016, this credit card offers excellent financial assistance to those who dream of becoming engineers, doctors, or professionals.
Applicants must be Bihar residents, under 25 years old, and have passed Class 12 or an equivalent. The loan covers tuition fees, books, and necessary equipment for courses such as engineering, medicine, management, nursing, and more. Previously, male students were charged 4% and females, differently-abled, and transgender students only 1% interest, but the scheme now provides the loan fully interest-free.
How to apply for Bihar Student Credit Card
- Visit the official Bihar government website for youth mission
- Click ‘New Applicant Registration’ on the portal
- Enter personal details, including Aadhaar, mobile, and email, and verify with OTP
- Submit to get username and password on your registered contacts
- Log in, fill the required forms, and select the Student Credit Card option to complete the application
Pros of the Bihar Student Credit Card
This scheme offers access to quality education for economically disadvantaged students without the burden of interest. There are also wide course eligibility choices and flexibility in using the funds for various academic needs, including laptops and books.
Students from across Bihar, regardless of economic background, can aspire towards careers that were previously difficult to consider due to financial limitations.
Cons of the Bihar Student Credit Card
The scheme is only available to Bihar residents, so non-residents cannot apply. Also, students above 25 years old or those not in government-recognised institutes are ineligible for the scheme, limiting access to some aspirants.
Verdict: An Excellent Support for Bihar’s Youth
The Bihar Student Credit Card is a life-changing opportunity for ambitious students from modest backgrounds. No other credit offer matches its ease and affordability for pursuing professional courses without interest. For any eligible student in Bihar, this is an option worth considering.
