National Australia Bank
Enjoy up to 130,000 Qantas Points and $250 cashback, with a $15,000 credit limit and $420 annual fee. Unlock platinum benefits and premium Qantas services.
If you’re looking to earn big Qantas rewards and enjoy premium card privileges, the NAB Qantas Rewards Signature Card brings generous bonuses for eligible new cardholders. This card sets a $15,000 minimum credit limit and charges a $420 annual fee. Purchases attract a 20.99% variable rate, so managing repayments is important. The standout offer: up to 130,000 bonus Qantas Points plus $250 cashback, making this card attractive for frequent flyers.
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1. Check you’re over 18, receive a regular income, and are an Australian resident for tax purposes.
2. Gather supporting ID, proof of income, and details about your finances.
3. Complete the online application form with accurate information.
4. Wait for instant feedback on approval or next steps for further assessment.
5. If approved, activate your card and start earning bonus points by meeting the spend criteria.
Principaux avantages
This card offers up to 130,000 Qantas Points and $250 cashback, a large and competitive bonus for regular spenders. Cardholders also receive complimentary insurances and platinum Qantas services, plus special Visa Premium Access offers and the NAB concierge service for added convenience and peace of mind.
Additional benefits include Qantas Frequent Flyer membership, fraud protection, and the option to add an extra cardholder at no cost. The global assistance makes it reliable for overseas travellers as well.
Considerations Before Applying
The annual fee is on the higher side, which may not suit every budget. Additionally, the $15,000 minimum credit limit is substantial—applicants need strong credit and income to qualify. The rewards earning is capped monthly compared to NAB’s Rewards cards, and the bonus offer excludes those holding or having held a NAB Qantas Rewards card in the past 24 months.
The interest rate is higher than NAB’s Low Rate Card. Responsible use is crucial to maximise the benefits and avoid high interest expenses.
Verdict final
The NAB Qantas Rewards Signature Card is an appealing choice for high spenders who travel frequently and value premium perks. Its bonus offer and travel-related advantages, although coming with higher eligibility requirements and an annual fee, are well-suited for those who maximise card use. If the travel benefits align with your needs, this card is worth considering.
