Lendable Personal Loans
Benefit from transparent rates starting at just 8.1% APR and flexible terms of 1-5 years. Instant decisions, paperless process, and no upfront fees.
Introducing Lendable Personal Loans
Lendable stands out in the personal loan market with fast, fair, and transparent lending. With APRs from 8.1% to 48.9%, you can borrow between €1,000 to €25,000 for terms of 1 to 5 years. The application is completely paperless, and you’ll see your rate upfront without affecting your credit score. Their representative example for a €7,500 loan over 36 months shows a monthly payment of €286.70 at a 19.4% interest rate (24.4% APR), amounting to €10,321.20 in total repayment, including fees.
Comment postuler : Guide étape par étape
- Visit the official Lendable website to get started.
- Use the calculator to select your loan amount and preferred term.
- Fill in your personal and financial details.
- View your personalized offer instantly—no credit score impact.
- If you accept, sign the agreement electronically.
- Receive funds typically on the same day.
Principaux avantages
Lendable does not charge any upfront fees before the loan is disbursed, ensuring added security for borrowers. Additionally, you can check your rate instantly and without any impact on your credit score, supporting informed decision-making.
Approval is fast, with some customers receiving a decision within 30 seconds and funds transferred the very same day. Their customer service is available seven days a week for added peace of mind.
Inconvénients potentiels
Lendable’s APR can reach up to 48.9%, which may be high for applicants with limited credit histories. This means that not everyone will qualify for the lowest rates advertised.
A loan fee is included within the total payable amount, so it’s important to review your individual example closely before accepting your offer to ensure it aligns with your budget.
Verdict: Is Lendable Right for You?
Lendable stands out for speed, transparency, and a customer-focused approach. Flexible terms and competitive rates make it a strong option, especially if you want a quick, hassle-free experience and don’t want your credit score affected by checking your rate. As always, compare offers and read your terms carefully before making any financial commitments.
