NAB
Earn up to 100,000 bonus Qantas Points and $150 cashback with a $6,000 credit limit and 20.99% p.a. interest. Great for rewards seekers!
The NAB Qantas Rewards Premium Card stands out with its attractive sign-up offer: up to 100,000 bonus Qantas Points and $150 cashback for eligible applicants. This card blends generous Qantas rewards with plenty of travel perks, geared for Australians looking to boost their frequent flyer balance fast.
This NAB card has a minimum $6,000 credit limit and a variable purchase rate of 20.99% p.a. Applicants can enjoy 0% p.a. for 12 months on balance transfers (3% BT fee applies), with up to 44 interest-free days on purchases if your balance is paid in full each month.
Current offer rules state you must spend $3,000 on everyday purchases within the first 90 days and hold the card for over 12 months to receive the full bonus. This makes it an excellent option for big spenders and those looking for fast rewards.
How to Apply Step-by-Step
Applying for the NAB Qantas Rewards Premium Card is straightforward. First, check if you meet the eligibility criteria: be 18 or older, have a regular income, and be an Australian resident for tax purposes. Gather your identification and income documents.
Visit NAB’s application page, fill out your details, and select the Qantas Rewards Premium Card. Confirm your chosen credit limit and review the product summary and terms. Then, submit your application for a quick response.
If approved, the first 60,000 Qantas Points and $150 cashback are earned after spending $3,000 in the first 90 days. Keep the card for 12+ months to get the remaining 40,000 points. Meeting these milestones is key to maximising value.
Pros of the NAB Qantas Rewards Premium Card
The clear standout is the hefty bonus Qantas Points—great for flights, upgrades or shopping at Qantas Marketplace. Complimentary travel insurance and free Qantas Frequent Flyer membership add excellent ongoing value.
Adding an additional cardholder comes at no extra cost, perfect for families or couples accumulating points together. Additional benefits like NAB Concierge Service and Visa Premium Access also help round out the package for frequent travellers.
Desventajas a considerar
The annual fee of $295 is higher than some alternatives, so you’ll want to ensure you make use of the perks and points to justify the cost. The ongoing interest rate is also relatively high, which can be a drawback if you can’t clear your balance monthly.
It’s also important to note that bonus points are not available to applicants who have held a NAB Qantas Rewards Credit Card in the last 24 months—a common restriction for big sign-up offers but still something to watch out for.
Verdict: Is This Card Worth It?
If you’re a regular Qantas flyer or aspire to travel using points, the NAB Qantas Rewards Premium Card’s sign-up deal is highly competitive. The combined value of the bonus points, cashback, and included travel insurances can quickly offset the annual fee if you leverage the benefits.
It’s best suited for those able to spend enough to unlock bonuses and confident about paying off their balance each month. For frequent flyer enthusiasts committed to getting the most out of everyday spending, this card is a compelling choice.
