Absa
Enjoy up to 57 days interest-free, a R90,000 limit, contactless payments, and great international travel rewards with Absa’s Visa Gold Credit Card.
Absa’s Visa Gold Credit Card stands out for its combination of affordability and excellent rewards. For a monthly account fee of R39 plus a R30 credit facility fee (R69 total per month), cardholders enjoy a generous credit limit of up to R90,000 and up to 57 days of interest-free purchases. This card also supports contactless payments for seamless day-to-day spending, with a minimum monthly income requirement of R7,000.
How to Apply for the Absa Visa Gold Credit Card
- Check if you meet the minimum monthly income of R7,000.
- Gather your valid South African ID, proof of income, and address.
- Visit Absa’s website or a local branch to start your application.
- Fill in your personal and employment details as prompted.
- Await approval and receive your new Visa Gold card if successful.
Top Advantages of the Absa Visa Gold Card
One main advantage of this card is the interest-free period of up to 57 days on purchases, helping responsible spenders avoid unnecessary interest costs.
Additionally, cardholders receive lost card protection, automatic travel insurance for international trips, and exclusive access to Bidvest Premier Lounges at preferential rates.
Drawbacks of the Absa Visa Gold Card
While affordable, the Gold card does have a minimum income requirement that may not suit everyone, especially those just entering the workforce.
There are also monthly fees to consider, which can add up over time, particularly if you maintain multiple credit cards.
Our Verdict
The Absa Visa Gold Credit Card is a well-rounded choice for those meeting the income threshold and seeking both travel perks and everyday convenience.
Its solid mix of security, global acceptance, and helpful rewards make it an excellent addition to most South African wallets.
