One Click Life
Get $500 with a simple $25 fee, 0% interest and no paperwork. Flexible 28-day repayments, weekly or fortnightly. Instant online application and fast payout.
If you’re feeling cash-strapped before payday, One Click Life offers an appealing small advance solution: the Little Money $500 Cash Advance. This short-term option delivers a fast cash boost, ideal for Aussies who need a quick fix without the hassle of mountains of paperwork or lengthy waits. As an independent reviewer, I’ll break down what you need to know about eligibility, repayments, and what stands out with this offer.
This $500 cash advance charges only a flat $25 establishment fee. There’s no interest, no late fees, and no hidden charges. Repayment is required within 28 days, and you can choose between 4 weekly or 2 fortnightly instalments, making it easy to line up with your pay cycle. You must be at least 18, an Australian resident, employed, and earning above $31,200 per annum to qualify.
How to Apply Step by Step
- Register with One Click Life and verify your identity.
- Enter your TFN and relevant details to confirm eligibility.
- Select your repayment schedule (weekly or fortnightly).
- Accept terms, sign electronically, and submit your application.
- Once approved, receive funds – often on the same day.
Pros of the Little Money Cash Advance
One major advantage is the transparent cost; you pay just the $25 fee with no confusing interest or late charges.
The online process is streamlined, so most people can be approved and receive funds within a business day, reducing the stress of waiting.
Cons of the Little Money Cash Advance
Eligibility excludes those receiving Centrelink income, and applicants must be established tax customers of One Click Life, making this less accessible for some.
The $500 advance must be repaid in full within 28 days, which may not suit everyone’s budget if an unexpected extra expense arises.
Final Verdict
The One Click Life Little Money $500 Cash Advance stands out for its simplicity, transparency, and speed. While it is tailored for those with regular income and some prior relationship with the provider, it offers genuine value for those who are eligible, particularly when you need a quick, predictable financial boost without interest or surprises.
