Latitude Financial
Enjoy a $300 credit back by spending $1,500 monthly for four months, plus low monthly fees and flexible Interest Free options for everyday purchases.
The Latitude GO Mastercard is designed for shoppers looking to maximise rewards without breaking the bank. Offering a standout $300 credit back when you spend $1,500 monthly for the first four months, it caters to those routinely making moderate purchases.
This card comes with a $10.95 monthly fee and provides a 6.99% p.a. balance transfer rate for 12 months. Flexible Interest Free options on purchases and exclusive retailer offers add further value for cardholders.
How to Apply: Step by Step
1. Check your eligibility and read the terms and conditions thoroughly.
2. Fill out the online application form with your personal and financial details.
3. Submit required documents for identity and income verification.
4. Await approval confirmation, usually within a few days.
5. Once approved, activate your card and start using it to enjoy rewards and Interest Free features.
Key Pros
The $300 credit back offer is a significant reward for spending $1,500 monthly. This provides a strong incentive if you regularly spend at this level.
Long-term Interest Free payment plans at major retailers and short-term Interest Free on eligible purchases make this card exceptionally flexible for both big and small buys.
Key Cons
The $10.95 monthly fee is not the lowest in the category, and balances not paid in full will accrue interest at standard rates.
Some offers and Interest Free features may be excluded on long-term plans, so it’s important to review each before committing.
Our Verdict
The Latitude GO Mastercard is a strong pick for Australians seeking ongoing value and flexibility in their credit card. The rewards and Interest Free features are ideal for savvy shoppers, but the monthly fee should be factored into your spend habits. If you can achieve the required monthly spend, the $300 credit back makes this card more rewarding than most entry-level options.
