One Click Life
$500 cash advance, 0% interest, only $25 fee, flexible repayments and fast approval. Ideal for quick funds without lengthy paperwork or big costs.
The One Click Life Little Money $500 Cash Advance is a quick and accessible financial solution for Australians who need cash, fast. This product offers a $500 advance with no interest and only a $25 establishment fee. The loan has a 28-day term, allowing repayment in either four weekly payments or two fortnightly payments. Importantly, there are no hidden fees, no ongoing charges, and no late fees — making this option attractive for simple, short-term borrowing.
Step-by-Step: How to Apply
- Create a free One Click Life account
- Complete the registration form with your personal details
- Verify your identity and enter your Tax File Number (TFN)
- Choose your repayment option (weekly or fortnightly)
- Agree to terms, sign electronically, and submit your application
- Receive funds, typically same or next business day
Pros of the One Click Life $500 Cash Advance
One of the major advantages is the 0% interest rate. Unlike other short-term credit options, you only pay a $25 flat establishment fee and nothing more. Additionally, the flexible repayments help ensure it fits your pay cycle.
Fast approval and funding are also key strengths, making this product suitable for urgent expenses when you can’t wait for a tax return or payday.
Cons of the One Click Life $500 Cash Advance
Eligibility is restrictive: applicants must be employed with income over $31,200, have no Centrelink income or government debt, and be One Click Life tax customers.
Furthermore, you can’t access larger amounts or reapply until your current advance is fully repaid, which limits long-term use or higher cash needs.
Verdict: Is the One Click Life Cash Advance Right for You?
If you meet the eligibility requirements and need a small, quick, and predictable cash boost, One Click Life’s $500 advance stands out. With its transparent, interest-free structure, it’s well-suited for bridging short-term gaps without unnecessary costs or hassle. However, ensure you can make repayments within the 28-day window to avoid any payment stress.
